Seven reasons why it’s the perfect time to ditch the office job and become an artist August 25, 2016 Right now, it's the perfect time to leave behind the day job and pursue a more creative path. The online art market is growing at an unprecedented rate. From sales of Old Masters to poster art, the art sector is moving online with a vengeance. According to a leading trade report for 2016, global online art [...]
Just received your GCSE results? No need to get A-Levels – get into the City with these apprenticeships at Lloyds, HSBC, PwC – and a new government department August 25, 2016 Those opening their GCSE results today will, for the most part, be planning to do A-Levels next year – particularly if they have ambitions in the City. But what if you could work for one of the UK's largest finance sector organisations without suffering through another two years of academia? We've rounded up the City's [...]
A slice of the major players: WiseAlpha enables you to invest in big firms for as little as £100 August 25, 2016 Peer-to-peer and marketplace lending have thrown open opportunities for retail investors – from investing in SME and consumer debt to property, in addition to invoice financing options for high net worths. However, there’s one remaining major asset class retail investors have not been able to access – secured corporate loans and bonds (the wholesale variety, [...]
Can your boss legally stop you from a digital detox? August 25, 2016 Picture this. You are on the beach in a glorious tropical location, lying in the sun and sipping your first Pina Colada of the day. The kids (if you have them) are amusing themselves in the crystal clear sea. You keep trying to relax, but your nerves are on edge; the work phone keeps buzzing [...]
Pension funds want government help to hedge spiralling deficits August 24, 2016 The government has responded to calls for help from Britain's pension funds in managing their ever-growing deficits. The UK Debt Management Office released its latest consultations on Tuesday and concluded it would sell three tranches of index-linked debt within the third quarter of this year – one through a syndicated sale and two through an auction. Long-running pension scheme [...]
Asking for a raise isn’t always easy – Here are tips on how to charm your boss into a pay rise August 24, 2016 Natural charm is a trait we’d all like to have been born with – just imagine the joys of never being at a loss for words. But even if you’re not a natural George Clooney type, it is possible to charmingly with your boss could get you a pay rise, suggests Jordan Harbinger, the host [...]
These big banks are working on a digital currency together August 24, 2016 Several of the world's biggest banks are working together to create a digital currency to speed up settlements with the ambitious goal of putting the blockchain-based system into practice by 2018. UBS has been working on the Utility Settlement Coin (USC) since last year and is now being joined by Santander, Deutsche Bank, BNY Mellon and the broker Icap on [...]
City A.M. Unregulated podcast: Millennials to millionaires – how to get started with investing August 24, 2016 This week's podcast takes a look at how even millennials, with their meagre savings, can become millionaires – or at least try. Michelle McGrade, chief investment officer at TD Direct Investing, and Pete Matthew, host of the Meaningful Money podcast, discuss the first steps into investing, and outline the best ways for millennials to make [...]
Learning the hard way: As the interest on student loans rises further, should parents help their children cut the cost of going to university? August 24, 2016 As school leavers jumped for joy at their A-Level results last week, parents may have had cause to grimace. Despite the government’s emphasis on apprenticeships, a university degree remains a passport to higher paid employment. Nevertheless, the costs of higher education have spiralled in recent years, and students are having to take on much larger student [...]
Getting a pay rise: Making demands and not being upfront will do more harm than good in negotiations August 24, 2016 For some people, asking for a pay rise is a natural part of working life. But for others, it can involve panic, nightmares and serious procrastination. Yet making that request is a vital part of your career, and in a market where employers are competing for talent and willing to pay a premium for the [...]