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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

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Regulation

  • Water firms to get ‘MOT checks’ in regulatory overhaul

    Regulation

    Water companies are set to receive “MOT checks” on the quality of their infrastructure in a fresh regulatory overhaul aimed at preventing crumbling pipes, mishandled sewage and unreliable services. Utilities businesses will receive “health checks” to assess the quality of pumps and pipes by a new water regulator set to be introduced under the government’s [...]

    Macquarie is to invest £1.2bn into Southern Water in a move that could prevent a breach of its regulatory license.
  • Ofcom investigation launched into Grok AI deepfakes on X

    Regulation

    The media and online safety watchdog has announced an investigation into Elon Musk’s X, to determine whether the platform has done enough to protect Brits from explicit deepfakes generated by its Grok AI.  Ofcom pointed to “deeply concerning reports of the Grok AI chatbot account on X being used to create and share undressed images [...]

    Grok df2503 device showcasing advanced technology in a sleek, modern design for cutting-edge business applications
  • City pushes back against closer ties with EU

    Regulation

    Keir Starmer’s plan to foster closer economic ties with the European Union is likely to exclude financial services after senior City figures pushed back against the reintroduction of EU regulations. The prime minister has called for “closer ties” with the EU in a bid to boost economic growth, with senior cabinet members including justice secretary [...]

    (Photo by Leon Neal/Getty Images)
  • City watchdog fines ex-Carillion finance chiefs for market manipulation

    January 7, 2026

    The City watchdog has fined the former finance directors of collapsed construction firm Carillion for their role in making “misleading” statements from the company. The Financial Conduct Authority (FCA) said both Richard Adam and Zafar Khan were aware of “serious financial troubles” in Carillion’s UK business but failed to reflect this in company announcements. Adam [...]

  • Regulators show their teeth – financial services fines in 2025

    December 24, 2025

    UK watchdogs sharpened their sword in 2025 and slapped a handful of financial services firms with hefty fines and a thorough dressing down. In just under a week alone in July, the Financial Conduct Authority and Bank of England handed out £74.9m worth of fines to a trio of financial services giants. But it was [...]

  • Banks to set own contactless limit as FCA scraps cap

    December 19, 2025

    UK banks will be able to set their own contactless limits under new rules set to be introduced by the City watchdog next year. In the current system, banks place a cap on payments of up to £100 per transaction when consumers are using physical contactless cards. But changes introduced by the Financial Conduct Authority [...]

  • Paddy Power Betfair to pay £2m after failing to protect users

    December 17, 2025

    Paddy Power Betfair is set to pay £2m to the gambling watchdog as part of a regulatory settlement after failing to protect users who showed concerning betting behaviours. The Gambling Commission said a compliance assessment last year revealed lapses in social responsibility from Paddy Power falling short of requirements. PPB Entertainment, PPB Counterparty Services, Betfair [...]

  • Paypal becomes latest fintech to capitalise on Trump’s deregulation

    December 16, 2025

    Paypal has its sights set on acquiring a banking licence in the US as it becomes the latest fintech aiming to jump on President Donald Trump’s deregulatory agenda. The payments giant on Monday said it had submitted applications to the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation to form Paypal Bank.  [...]

  • FCA: Motor finance lenders ‘very focused’ on negatives of redress

    December 16, 2025

    The boss of the UK’s financial watchdog has taken a swipe at motor finance lenders that are begrudged with the regulator’s redress scheme, stating they are “very focused” on the negatives. In a session with the Treasury Select Committee, Nikhil Rathi, chief executive of the Financial Conduct Authority (FCA) opened the door to changing the [...]

  • Nationwide hit with fine after failing to flag Covid furlough fraud 

    December 12, 2025

    Nationwide had been slapped with a £44m fine by the City watchdog for failures in its financial crime controls.  The building society giant has been blasted by the Financial Conduct Authority (FCA) for missing opportunities to identify fraudulent Covid furlough payments.  The FCA said one customer received 24 payments, totalling north of £27m, over 13 [...]

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