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Personal Finance

  • Exclusive: ‘Omicron is a reminder the world is only as good as the weakest link in the vaccination chain,’ says abrdn exec

    January 11, 2022

    Ongoing inflationary shocks, questions around interest rates and the emergence of the new Omicron Covid variant are all making navigating uncertainty more challenging. Nonetheless, when we look beyond the headlines, there remain some reasons for optimism going into 2022, according to Richard Dunbar, head of multi-asset research at global investment giant abrdn. Square Mile-based Dunbar [...]

  • Poverty looms for millions of UK families as energy bills climb by £1200, inflation rises and taxes jump 1.25 per cent in 2022

    December 29, 2021

    Soaring energy bills, inflation and rising taxes are likely to lead to a ‘cost of living catastrophe’ for millions of UK families, an economic think tank warned this morning. The Resolution Foundation (RF) said from next April families would typically face a £1,200-a-year hit to their incomes as the energy price cap is raised and [...]

  • Zopa pulls out of P2P consumer lending as it blames cowboy firms for ‘damaging customer trust’

    December 7, 2021

    Peer-to-peer giant Zopa has started to inform customers it is closing down its P2P consumer investment division, transferring its loan portfolio to its relatively new bank unit. In an email to customers, Natasha Wear, peer-to-peer CEO at Zopa, wrote that “after 16 years of peer-to-peer consumer investments at Zopa, we’ve taken the difficult decision to [...]

  • Financial watchdog introduces rules for greater consumer protection to ‘drive a change in culture’

    December 7, 2021

    The Financial Conduct Authority (FCA) launched a consultation this morning to ensure a higher and more consistent standard of consumer protection for users of financial services and help to stop harm before it happens.

  • ‘Cash machine at the till’ for withdrawals up to £50 coming to thousands of shops across the UK

    December 1, 2021

    People can soon withdraw up to £50 in notes and coins in smaller shops without having to buy anything. A scheme enabling people to get cash from retailers’ tills without needing to make a purchase is to be rolled out to more than 2,000 shops before the end of the year. Cash machine network Link [...]

  • Pandemic affects retirement plans for over half the nation, says Aviva

    November 25, 2021

    Covid-19 has affected the retirement plans of 54 per cent of UK adults, with people nearing mid-life bearing the brunt of anxiety, according to new research.

  • Amazon’s merciless move to block Visa likely to lead to rapid uptake of… Amazon credit cards, which are issued by Mastercard

    November 22, 2021

    Following the news that Amazon will no longer accept payments from UK-issued Visa credit cards, some industry insiders are convinced the e-commerce giant’s decision is a calculated move to drive the adoption of the company’s own payment cards, and will give a competitive advantage to Visa’s main rival, Mastercard. Last week, the online retailer confirmed that Visa credit [...]

  • Google searches for ‘energy bill help’ soar three thousand per cent after two more firms go bust

    November 19, 2021

    Google searches for ‘energy bill help’ exploded over three thousand percent in the UK on the same day two more energy suppliers collapsed.

  • Landlords hiking rents at fastest pace since 2008 as demand for housing in London shoots up

    November 16, 2021

    Private sector rents in September were 4.6 per cent higher than a year earlier at £968 per month on average, marking the strongest growth in 13 years. The fastest rice since 2008 comes as strong demand outstrips supply, according to an index. Excluding London, rents across the UK were up by 6 per cent annually, [...]

  • Redress on the horizon? NAO begins probing FCA’s handling of British Steel transfer debacle

    October 20, 2021

    The National Audit Office (NAO) has begun its probe into the Financial Conduct Authority’s (FCA) handling of the British Steel transfer debacle. The investigation is still in its early stages, but the audit watchdog said that it aims to publish its findings in Spring next year. The 2017 scandal involved 7,700 British Steel Pension Scheme [...]

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