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Personal Finance

  • LendInvest warns of mortgage volatility as it ‘tightens credit appetite’

    October 10, 2022

    Mortgage fintech LendInvest said it was tightening its “credit appetite” today as it grapples with the volatility that has shaken the market in the wake of the government's so-called mini-budget.

  • Scammers circle as Brits pull emergency cash from pension pots

    October 6, 2022

    Cash-strapped Brits looking to draw on their pension pot to cope with the rising cost of living are at risk of predatory scam tactics, the UK’s financial watchdog has warned today.

  • Kwarteng’s ‘mini budget’ sends mortgage bills soaring £1,500

    October 4, 2022

    The government’s mini budget has sent the average mortgage borrower’s bill soaring by £1,500 a year, new figures have shown, in a hike that has been dubbed a ‘Kwarteng premium’ by some brokers.

  • Pensions fund collapse fears were ‘overreaction’, says PwC executive

    October 3, 2022

    Fears of a wave of pension fund insolvencies last week were an “overreaction”, the global pensions chief of PwC said today, after concerns spread amid the fallout of the government’s so-called mini budget.

  • Keeping entrepreneurial spirits high despite the economic challenges

    September 29, 2022

    With the holiday season over and as we start the autumn term, many of us will have friends or family members either starting university, advancing their education and training, or entering the workforce for the first time.Emerging from a global pandemic, addressing an increasingly urgent climate crisis and facing an uncertain global economic and political [...]

  • Amigo shareholders rebel over chief’s £600k paypacket

    September 28, 2022

    Beleaguered lender Amigo Loans faced a rebellion from shareholders today as nearly half of its investors voted against a proposed £600,000 pay packet for its chief executive.

  • Fraud rates surge after scammers swoop through lockdowns

    September 26, 2022

    Fraud rates jumped by over a quarter last year as scammers swooped on vulnerable Brits amid pandemic lockdowns, official figures revealed today.

  • Brits benefit from £27bn in tax relief incentives but warned trend is slowing

    September 7, 2022

    Brits benefited form tax incentives to the tune of £27bn last year, but a warning has been aired about the trend slowing. Numerous schemes are available to savers and investors, with the biggest gains being income tax relief on pension contributions, at a staggering £22.5bn, while relief on ISAs reached £3.7bn. However, the figures from [...]

  • Almost half of Brits stop saving and paying into pension due to short-term money problems

    September 7, 2022

    Almost half of Brits have stopped saving, investing and paying into pensions because of short-term financial pressures. With soaring inflation, rising interest rates and an impending increase in energy bills, 46 per cent of those polled by NerdWallet say they’ve cut back on long-term money planning.  Among those who are cutting back, 43 per cent [...]

  • FCA issues warning over influencers peddling online trading services

    September 7, 2022

    The UK’s financial watchdog has warned Brits against the dangers of unregulated financial advice today amid fears that social media influencers are peddling crypto and forex trading as a way out of a cost of living crunch.

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