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Personal Finance

  • How to get a foot on the property ladder in London – and you don’t need to skip avocado on toast if you don’t want to

    January 21, 2023

    Buying your first home is a dwindling dream for many young Londoners; a dream not helped by commentators who blame millenial’s spending habits for their inability to put together a deposit o five per cent or more of the property’s value. A Netflix subscription or an ‘overconsumption’ of avocado on toast, or even the odd [...]

  • Self assessment: It’s that time of the year (again), but filling in your tax return is nothing to be scared of

    January 20, 2023

    The self-assessment tax return deadline is almost here, and many people have yet to file theirs, so City A.M has asked Jenny Holt, managing director of customer savings and investments at Standard Life, for some advice. First things first though, the deadline for filing self-assessment tax returns is 31 January, with returns needing to be [...]

  • Fintech Pensionbee buzzes towards profits after reporting boost in savers

    January 19, 2023

    London-listed fintech PensionBee has doubled down on its prediction of profits this year after reporting a boost in customers and revenues in 2022.

  • It’s Blue Monday, So Is It Time For A New Job?

    January 16, 2023

    January is such a tough month in so many ways: you probably got paid before Christmas, meaning that your bank balance isn’t looking too healthy right now––and payday is ages away. The weather is dire, those endorphins depleted during the festivities are struggling to retain equilibrium, you’ve broken all your resolutions. The icing on the [...]

  • No Amigos: Controversial credit shop Amigo struggling to raise cash, firm says

    January 16, 2023

    Beleaguered credit firm Amigo said it was struggling to raise cash from investors today as it scrambles to boost its balance sheet ahead of a planned full return to lending this year.

  • First-time buyers spend 39 per cent of take home pay on a mortgage – Nationwide

    January 13, 2023

    Homes for first-time buyers are at their most expensive as a proportion of take-home pay since the financial crisis. The proportion of monthly income that first-time buyers are having to put towards mortgage repayments is returning to levels last seen in the 2008 financial crisis, according to Nationwide. Nationwide, the UK’s third largest lender has [...]

  • What You Need To Know About Career Cushioning

    January 9, 2023

    The world––and the world of work––is changing. 2022 brought about once-in-a-generation interest rate hikes, a crippling surge in the cost of living and a worrying number of layoffs in the tech sector. Understandably, that uncertain economic environment has made many people nervous. Will jobs be secure into the future, are workers looking at layoffs, and [...]

  • ‘Divorce Day’: Why cash-strapped couples are looking at putting off their split amid money woes

    January 9, 2023

    Over a third of married couples who had been considering a divorce are now opting to stay in their relationship because of the cost-of-living crisis, according to a survey. The first working Monday of the new year has been dubbed ‘Divorce Day’ by lawyers, but many couples are thinking twice before splitting from their partner [...]

  • 5 Job Hunting Tips If You Can’t Do Another Year At Your Job

    January 3, 2023

    It takes roughly five months, from start to finish, to get a new job. So, if you’re serious about pursuing a new role or getting your foot in the door in a new industry in 2023, you need to start getting organised now. Here’s how to go about it. 1.   Do your research Salary still [...]

  • Work and pensions minister quits for ‘personal reasons’

    January 1, 2023

    Work and pensions minister Baroness Stedman-Scott has stepped down for “personal reasons”, Downing Street has said. Lady Stedman-Scott, 67, has been a minister in the department since 2019, having previously been a Government whip in the House of Lords. She is replaced by Viscount Younger of Leckie, who moves from the whips’ office where he [...]

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