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Fintech

  • Cash no longer king: Lloyds says 90 per cent of payments now by contactless card

    September 2, 2022

    Face-to-face transactions in cash are near to becoming extinct, as the pandemic-driven shift to convenient contactless takes hold. New figures from Lloyds Bank claims there has been a huge spike in the use of contactless payments on debit cards rising from 65 per cent in June 2019 to 87 per cent in 2022. The move away [...]

  • Modernising UK’s payment infrastructure could boost economy by £3.27bn, key report says

    September 1, 2022

    Modernising the country’s payment infrastructure could boost the UK economy by almost $3.8bn (£3.3bn), a report issued today has claimed. An in-depth study by Global Data, the Centre for Economics and Business Research (CEBR) and ACI Worldwide, shows the UK’s GDP would hugely benefit if it upgraded its ageing payments infrastructure and increased real-time payments [...]

  • Klarna losses more than triple as costs soar

    August 31, 2022

    Losses at buy-now pay-later giant Klarna more than tripled in the first six months of the year as the Swedish fintech was hit by soaring employee costs and rising credit losses as it ramped up its expansion in the US.

  • Laybuy to share data with credit agencies as BNPL firms clampdown on borrowing

    August 31, 2022

    Laybuy has become the latest buy-now pay-later firm to commit to sharing customer data with credit rating agencies today as the sector looks to clampdown on vulnerable shoppers taking on unaffordable debt.

  • ‘Break the chains’ of regulation holding back challenger banks, MPs say

    August 30, 2022

    A “one-size-fits-all” approach to regulating UK lenders has failed and watchdogs need to “break the chains” restricting the growth of challenger banks, a group of MPs said today. 

  • Wise hit with £308,000 fine in Abu Dhabi over money laundering failures

    August 30, 2022

    London-listed fintech firm Wise has been slapped with $360,000 (£307,801) fine by Abu Dhabi regulators today after a series of failures in its anti-money laundering controls.

  • Payments platform Bango snaps up Japanese firm Docomo Digital

    August 30, 2022

    Bango provides a payments platform for firms including Netflix, Britbox and Youtube

  • Monday read: Five day week is ‘in many cases not fit for purpose’, says Atom Bank chief

    August 29, 2022

    The concept of a five day working week is " in many cases no longer fit for purpose for 21st century businesses”, the chief of digital lender Atom Bank said today as he hailed the success of a four day week at the firm.

  • NFTs worth more than $100m stolen in the past year

    August 24, 2022

    Over $100m worth of non-fungible tokens (NFTs) have been reported as stolen in the past year as scammers pounced on a surge in interest in digital assets, new data has revealed.

  • Fintech lenders have failed to educate FCA on financial crime, says digital bank chief

    August 23, 2022

    Fintech lenders have done a “poor job” of educating the UK’s financial regulators on how to stamp out financial crime as banking has shifted onto digital apps, the chief of Cashplus has said.

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