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Banking

  • Now Santander lets you make payments using just your voice

    February 13, 2017

    More proof that voice control is the future… Santander is now letting customers make payments just by asking their phone, along with several other new functions that work in a similar way to Apple's Siri or Amazon's Alexa Users of the bank's SmartBank app can use their voice to check their account balance, report a lost [...]

  • Co-op Bank’s message to customers: It’s business as usual

    February 13, 2017

    The Co-operative Bank has moved to reassure customers after announcing it's putting itself up for sale. The bank said this morning it is seeking a buyer "alongside other options", three years into a turnaround plan put in place after the lender revealed a £1.5bn black hole in its finances. In a message to customers of the [...]

  • The Co-operative Bank has put itself up for sale

    February 13, 2017

    The Co-operative Bank has put itself up for sale after making "considerable progress" on its turnaround plan that saved the lender from near-extinction in 2013, it said this morning. A number of US hedge funds came to the rescue of the ethical lender four years ago, bailing it out after the lender revealed losses of £600m [...]

  • New hub to help grow UK’s £6 billion fintech sector

    February 13, 2017  |  City Talk

    ​A new specialist fintech hub, backed by the UK and Scottish governments, will open its doors to entrepreneurs in May 2017. The hub will be the first of its kind in Scotland and will be based in Entrepreneurial Spark at Royal Bank of Scotland’s base in Edinburgh. It will launch one year on from the [...]

  • Banks stumbling over hurdles as they race to embrace cloud technology

    February 13, 2017

    Worries about overseeing risk and concerns over security breaches are among the hurdles preventing banks from taking up cloud technology as quickly as other firms, according to a study released today. The report by law firm Pinsent Masons and the British Bankers' Association (BBA) highlights how lenders could become more agile and reduce their costs by using [...]

  • Hedge funds bank on Sky takeover bid success

    February 12, 2017

    Two US hedge funds have banked on the Murdoch family succeeding in taking over the UK-based communications giant, Sky plc. According to reports in the Sunday Telegraph, the two funds, HBK and Pentwater, each disclosed they have amassed positions worth £310m and £300m respectively. In December last year, 21st Century Fox announced that it would be [...]

  • RBS on track for ninth straight year of losses, as struggling bank pressed to close branches and cut jobs in digital push

    February 12, 2017

    Royal Bank of Scotland looks set to announce a multi-billion pound loss for 2016, its ninth straight year wallowing in the red, while it is also being pushed to cut branches as customers flee to digital banking. The 73 per cent state owned bank, which will reveal its annual results on 24 February, racked up losses attributable [...]

  • London’s financial services can thrive says EU commissioner – but only if we work together

    February 10, 2017

    London’s financial services can continue to thrive after Brexit but only if it works with the EU on regulation, according to a top EU diplomat. In a speech in the capital Valdis Dombrovskis, the EU’s commissioner for financial services, called for a more harmonised international regulatory system, in which the UK can play a central [...]

  • Nationwide blames low interest rates as profits drop – but building society’s results were still ahead of expectations

    February 10, 2017

    Nationwide profits dropped during the nine months to 31 December, with the building society blaming continued low interest rates. The figures Underlying profit before tax dropped by 23 per cent to £866m from £1.13bn in the same period of last year. Statutory profit before tax was down 16 per cent to £946m from £1.12bn – [...]

  • The UK government’s crackdown on encryption threatens to undermine London’s fintech boom

    February 10, 2017

    Talk of calamity befalling corporate Britain as we negotiate our EU exit is typically overblown. Nevertheless there is a potentially serious conflict in the making between the UK government’s stated desire to maintain access to certain online data for reasons of national security and the continental European determination to institute a modern system of information [...]

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