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Banking

  • Lloyds, HSBC, Barclays and Natwest post record £44bn profits from global interest rate hikes

    February 22, 2024

    The UK's biggest banks notched their highest combined annual profits ever last year as interest rate hikes around the world gave lenders gaping margins.

  • Lloyds sets aside £450m for FCA motor finance probe

    February 22, 2024

    Lloyds Banking Group has reported a record annual profit on the back of higher interest rates while setting aside £450m for a Financial Conduct Authority motor finance probe.

  • Citigroup raises Scottish chief Jane Fraser’s pay to £20.6m while slashing 20,000 jobs

    February 21, 2024

    Citigroup has handed its Scottish chief executive Jane Fraser a six per cent pay rise to $26m for 2023, citing her bold plan to overhaul the Wall Street bank.

  • HSBC unveils record annual profits and fresh buyback but hurt by $3bn writedown on China bank holding

    February 21, 2024

    HSBC has posted record annual profits on the back of higher interest rates and announced a new $2bn share buyback, while its earnings in the final quarter of 2023 were hit by $3bn in charges from its stake in a Chinese bank.

  • ‘Debanking’ driven more by cost and reputation than tackling financial crime, MPs find

    February 21, 2024

    A group of MPs has accused banks of closing customers' accounts mainly due to cost and reputation, rather than clamping down on financial crime, amid a gulf between "debanking" and anti-fraud enforcement.

  • Barclays embarks on biggest shake-up since financial crisis after difficult decade

    February 20, 2024

    Barclays has sought to draw a line under a difficult decade with a marathon investor presentation laying out a three-year plan to restructure the bank.

  • Barclays chief CS Venkat: ‘We are creating a simpler, better, more balanced bank’

    February 20, 2024

    Barclays chief executive CS "Venkat" Venkatakrishnan has announced that the bank will become "simpler, better and more balanced" in a much-anticipated update on its restructuring plans.

  • Distressed commercial real estate debt outweighs reserves at six biggest US banks

    February 20, 2024

    Commercial real estate has been an area of concern in the US for the last few years with the pandemic and the rise of flexible working denting office valuations. 

  • Challenger Monzo to cement £4bn valuation in new funding round

    February 20, 2024

    The challenger bank could finalise a deal by the end of the month to raise as much as £350m of capital, people familiar with the matter told the FT.

  • Capital One announces tie-up with Discover in $35.3bn deal creating payments giant

    February 20, 2024

    "Our acquisition of Discover is a singular opportunity to bring together two very successful companies with complementary capabilities and franchises," said Richard Fairbank, founder, chairman and chief executive officer of Capital One said.

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