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  • Light at the end of the tunnel, but buyers should stay cautious

    March 25, 2010

    IT’S the perennial dinner party question: what will happen to house prices in the coming year? With a hung parliament on the cards come May and economists divided over when the Bank of England will decide to raise interest rates, those who are looking to move property remain understandably nervous. Mortgages are still hard to [...]

  • BUYING

    March 25, 2010

    Camilla Dell MANAGING PARTNER AT BLACK BRICK Q.Dear Camilla, I am looking to sell my house in the near future and I was wondering how the property will be valued. A.The process of valuation in the current property market has become a very tricky business. Traditionally, valuers have depended, at least partially, on sale prices [...]

  • At a glance: All of Alistair Darling’s 2010 Budget tax and spend policies

    March 24, 2010

    THE ECONOMY/ PUBLIC FINANCES l Confirmed pre-Budget report (PBR) 2010 growth forecast of 1-1.5 per cent. But the chancellor revised downwards the 2011 forecast to 3-3.5 per cent to bring forecasts in line with those of the Bank of England. Growth forecast of 3.5 per cent in 2012 maintained. l Inflation spike expected to be [...]

  • WHAT DOES THE CHANCELLOR’S BUDGET MEAN FOR YOU?

    March 24, 2010

    KATE SOLWAY, 30 FUNDS CONTROLLER AT PRIVATE EQUITY FIRM COGNETAS Kate is single and lives in rented accommodation with flatmates. She also owns two investment properties – one a London flat with a mortgage which she rents out, and the other a holiday home under construction in Cape Verde, which she owns outright and will [...]

  • Credit is becoming easier to obtain

    March 22, 2010

    THIS column has been quite gloomy about Britain’s prospects in recent months, and will be even more so for the remainder of this Budget week. So here is a positive story for a change: it is clear that credit is becoming steadily more available, albeit at a higher price than in the bad old days. [...]

  • Banking bulls ought to turn their gaze to Wall Street

    March 21, 2010

    BANKER bashing remains a favourite political pastime – but investors have become a little more upbeat towards the sector, and for good reason. Indeed, a recent global fund mangers survey conducted by Bank of America-Merrill Lynch revealed that banking is no longer the least-liked sector, handing this rather dubious accolade over to utilities. Even the [...]

  • Bradford & Bingley in £196m loss

    March 19, 2010

    BRADFORD & Bingley has said that its pre-tax £196m losses last year were much lower than the targets agreed with Government. The former building society’s was nationalized in September 2008, after which Santander bought B&B’s £20bn savings business for £612m. That left the taxpayer owning a £42bn mortgage book. Managing director Richard Banks said: “We [...]

  • Business lending in January slumps at fastest annual rate since records begin

    March 18, 2010

    LENDING to businesses fell at its fastest annual rate in January since records began more than a decade ago, figures from the Bank of England (BoE) showed yesterday. The flow of net lending fell £6.5bn in January, nearly twice as fast as in December, the BoE said in its Trends in Lending report. That pushed [...]

  • First-time buyers hit by rising house prices in January

    March 16, 2010

    FIRST-time buyers were faced with house prices 8.9 per cent higher in January than the same month last year, according to figures from the Department of Communities and Local Government (DCLG). The department said average prices paid by those buying their first home was £149,924 in January. This was up 0.2 per cent against December [...]

  • Fizzy drinks ousted by mineral water in ONS inflation gauge

    March 15, 2010

    Canned fizzy drinks are out and small bottles of mineral water are in, according to the Office for National Statistics (ONS) in its latest annual rejig of the “shopping basket” of goods it uses to calculate inflation. The ONS has also ditched pitta bread in favour of garlic bread and included cereal bars in the [...]

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