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  • Natwest to ‘outperform’ sector with bumper year, analysts predict 

    May 6, 2025

    RBC analysts slapped a “Sector Outperform” rating on Natwest after the lender beat expectations in its first-quarter report. The analysts upgraded full-year profit before tax estimates by three per cent to £7.1bn, compared to £6.2bn in 2024, and upped the stock’s target price to 475p from 465p.  They said the upgrades were driven by net [...]

  • FTSE 100 lenders cash in on market turmoil but provisions climb 

    May 5, 2025

    FTSE 100 banking giants saw trading income spike in the first quarter as investors sold-off stocks in the face of geopolitical tensions, but tariff threats continued to weigh on future earnings.  HSBC kicked off reporting season pocketing a $9.5bn (£7.1bn) pre-tax profit, which surged ahead of the $7.8bn pencilled in by analysts.  Barclays and Natwest [...]

  • Natwest shares jump as stamp duty rush and market chaos boost income

    May 2, 2025

    Natwest beat analysts’ first-quarter profit expectations after market volatility and a rush to beat stamp duty boosted takings. The FTSE 100 giant booked a £1.8bn pre-tax profit, surpassing the £1.6bn pencilled in by analysts. Shares in the lender rose over three per cent during early trading on Friday. Total income rose 3.8 per cent to [...]

  • Mortgage borrowing surges ahead of stamp duty changes

    May 1, 2025

    Net borrowing or mortgages spiked by £9.7bn in March as house buyers looked to clinch deals before higher stamp duty taxes came into effect. Net borrowing levels exceeded £13bn, according to the Bank of England, as the rise compared to February beat market forecasts of £3.2bn.  EY ITEM Club’s Matt Swannell said the surge in [...]

  • Lloyds costs soar as lender increases provisions after tariff turmoil

    May 1, 2025

    Lloyds Banking Group’s profit took a hit in the first three months of the year as the domestic-focused bank’s operating costs soared. The FTSE 100 giant, which includes Lloyds, Halifax and Bank of Scotland, met analyst expectations for pre-tax profit at £1.5bn – marking a seven per cent drop from the first quarter of 2024. [...]

  • Santander UK’s provisions surge after branch closure backlash

    April 30, 2025

    Santander UK was struck with a surge in provisions in its first-quarter report as backlash mounted to its branch closure operation. The Spanish-headquartered lender’s provisions for liabilities and charges rose 69 per cent to £140m. The firm said £42m of this was driven by “charges relating to changes to our branch network”. This comes as [...]

  • Barclays shares jump as investment arm cashes in on market storm

    April 30, 2025

    Barclays enjoyed a bumper first three months of 2025 as its investment and private banking arms cashed in on market volatility. The bank’s share rose over 1.5 per cent during early trading on Wednesday. The FTSE 100 giant’s investment bank bolstered income by 16 per cent to £3.9bn, compared to £3.3bn from the same period [...]

  • Channel 4’s investment arm gives £3m backing to UK fintech Sprive 

    April 29, 2025

    Channel 4 has entered the fintech realm after its investment arm participated in a funding round that topped £5.5m.  Channel 4 Ventures injected £3m into mortgage overpayment app Sprive, in a fundraiser led by venture capital firm Ascension.  The funding aims to assist the early-stage consumer fintech’s in fulfilling its mission to help millions repay [...]

  • Cheaper mortgages to support sales as house price growth slows

    April 29, 2025

    Lower demand and higher supply caused house price growth to slow in March, but analysts expect an improvement in affordability to boost prices in the coming months. House price growth slowed to 1.6 per cent annually in March, down from 1.9 per cent at the end of 2024, according to Zoopla’s latest house price index. [...]

  • The Fed shouldn’t hit back at Trump, just talk louder

    April 24, 2025

    The problem with Trump’s “major loser” jibes at the Fed isn’t that they’re wrong (though they are), it’s that they’re being heard, says Tim Focas If you closed your eyes and listened to President Trump lambast Federal Reserve chair Jerome Powell, you might think you were watching this Sunday’s Wrestlemania, not a political announcement. “Major [...]

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