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  • The Fed shouldn’t hit back at Trump, just talk louder

    April 24, 2025

    The problem with Trump’s “major loser” jibes at the Fed isn’t that they’re wrong (though they are), it’s that they’re being heard, says Tim Focas If you closed your eyes and listened to President Trump lambast Federal Reserve chair Jerome Powell, you might think you were watching this Sunday’s Wrestlemania, not a political announcement. “Major [...]

  • Mortgage completions surged 50 per cent in March amid race to swerve stamp duty

    April 21, 2025

    Mortgage completions have risen to their highest level since September as buyers rushed to avoid higher property taxes. Completions in March jumped 70 per cent compared to February for first-time buyers, according to Barclays, ahead of a change to stamp duty rates in April. “We experienced a blockbuster month for completions in March, as buyers [...]

  • HSBC, Barclays, Lloyds: Lenders bank on interest rate cut as mortgage ‘price war’ heats up

    April 17, 2025

    Top UK lenders are offering more mortgages to prospective house buyers, the Bank of England has revealed, as falling interest rates stir up a “price war” on the high street.  The Bank’s credit conditions survey revealed that the burgeoning supply of mortgages would come against a levelling off in demand in the three months to [...]

  • House prices flat but ‘only a matter of time’ before market acceleration

    April 16, 2025

    House prices were unchanged in February, but market experts have said prices will rise later in the year as mortgage rates fall. The average UK house price remained at £268,000 in February, flat month on month but up 5.4 per cent year on year, according to the ONS. Growth was driven by higher prices in [...]

  • UK house prices hit record high in April despite stamp duty changes

    April 14, 2025

    The average UK house price rose 1.4 per cent in April despite fears of a market slowdown in the wake of changes to stamp duty. UK house prices hit a new record high of £377,182, according to Rightmove. Analysts said that lower mortgage rates have offset the impact of stamp duty changes and the typical [...]

  • Another recession could push Millennial resentment to tipping point

    April 10, 2025

    Any goodwill left in avocado-munching Millennials towards their wealthier elders will likely be gone with another recession, writes John Oxley.

  • Will Trump tariffs end up helping Next, M&S and Dunelm?

    April 8, 2025

    UK heavyweights who aren’t exposed to the US market, like Next and M&S, may end up seeing some silver linings from Trump’s tariffs, according to analysts. Only a few UK retailers – namely JD Sports, Doc Martens and Burberry – sell to the states and produce in eastern Asia. Berenberg analysts said that positives from [...]

  • First-time buyers ‘becoming less reliant on parents’

    April 8, 2025

    First-time buyers are completing on their homes with less help from their parents – albeit slightly later in life – according to new data. First-time buyers who received money from a friend or family member went from 34 per cent of buyers in the first quarter of 2024 to just under 30 in the first [...]

  • How will the tariff turmoil affect your mortgage?

    April 7, 2025

    The fallout from President Donald Trump’s decision to impose wide-ranging tariffs on the world has left no stock market unscathed, but it’s possible Brits’ mortgages will benefit from the upset. The decision, which placed a minimum tariff of 10 per cent on all countries (including the UK), and higher tariffs on many more, has increased [...]

  • UK mortgage approvals dip in February

    March 31, 2025

    Mortgage approvals for house purchases decreased again in February as gains in consumer credit borrowing slowed down by £300m compared to January, the Bank of England said on Tuesday. House buying appeared to slow down as lenders approved around 65,500 mortgages in February, compared to some 66,100 in January.   January saw a decrease of around [...]

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