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1278 Search results for mortgage pressures.

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  • ‘Easiest time to rent in six years’ as housing supply improves

    March 11, 2026

    Renters in the UK are enjoying the lowest level of competition for homes in six years, as price growth slows and stock increases.  While 6.5 renters competed for every property last year, the average number of enquiries per home is now 4.8 – the lowest rate since 2020, according to Zoopla’s quarterly rental market report. [...]

  • Barclays joins run of mortgage rate hikes in blow to borrowers

    March 9, 2026

    Barclays has become the latest in a flurry of mortgage lenders to hike their rates amid mounting fears the Bank of England will keep the base interest rates higher for longer following the war in the Middle East. The blue-chip banking giant has slapped a 0.1 per cent increase on rates on a selection of [...]

  • Taylor Wimpey profit halves as Budget impacts sales

    March 5, 2026

    The UK’s third-largest house builder saw its profits halve last year due to the cost of fire safety regulations and a regulatory settlement with the competition watchdog. Taylor Wimpey’s profit plummeted by 54 per cent to £146.5m despite revenue growing by 13 per cent to £3.8bn, in the financial year to December 2025. The group [...]

  • The £100k tax cliff edge is punishing ambition

    March 4, 2026

    The £100,000 income cliff edge has become one of the most punitive and distortionary features of the UK tax landscape, says Michael Healy The government has made clear that it wants to boost economic growth, strengthen UK capital markets, and encourage greater participation in investing. These are ambitions we strongly support. But one part of [...]

  • FCA: We don’t want to take risk decisions alone

    February 24, 2026

    The City watchdog should not be determining the UK’s risk appetite “alone”, a top official has said, as the regulator continues to try and coax more guidance from the government on its growth push.  Sarah Pritchard, the deputy chief executive of the Financial Conduct Authority (FCA), said the regulator was trying to “prompt” a wider [...]

  • UK house prices see modest growth amid London slump

    February 18, 2026

    UK house prices ticked up last year, but the London market continued to lag after property tax speculation and high mortgage rates constrained affordability. The average UK house price increased by 2.4 per cent annually in December 2025, slowing from 2.8 per cent growth in the year to November, according to the latest data from [...]

  • Barratt Redrow and MJ Gleeson join house builder call for help: What is going on?

    February 11, 2026

    Over the past few months, a number of house builders have called for help, after positive results were offset by the expectation that the state of the housing market would impact further growth. The builders have chorused the same warning to the government and wider property sector that further buyer recovery and support is needed [...]

  • Allow pensions savings to go into housing deposits, says FCA chief

    February 10, 2026

    The head of the financial watchdog has suggested that the UK should have the “contentious debate” about whether pension savings could be put towards housing deposits.  Nikhil Rathi, chief executive of the Financial Conduct Authority (FCA), said there was greater scope for pension savings to support financial resilience, particularly among lower income households.  “We have [...]

  • The only thing that’s growing in Britain is the civil service

    February 4, 2026

    The salary bill for the civil service rose to £21bn last year, up more than seven per cent in a year when economic growth was anaemic at best. The private sector is funding a pay bonanza while businesses are ground down with higher taxes and more regulation, says John O’Connell While Britain’s businesses struggle with [...]

  • UK payments stuck with ‘bolted on’ European regulation, says PSR boss

    February 2, 2026

    The boss of the UK’s payments regulator has said the body’s consolidation with the City watchdog will allow it to ditch overhanging red tape from Europe. David Geale, who heads up the Payments System Regulator (PSR) and leads on payments at the Financial Conduct Authority (FCA), said: “There are bits of payments regulation that have [...]

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