Ask the expert: Should I retire when I still have a mortgage? Personal Finance Mortgage worries overriding retirement excitement? Marianna Hunt is back to take a look over whether retiring while still owing money on your mortgage is a bad idea. I want to retire at 55, which is in five years’ time. However, I still have nine years of repayments on my mortgage. I think I could just [...]
Ask the expert: I lost my job at 56. Can I retire? Personal Finance Lost your job in your 50s? Marianna Hunt is back to take a look into whether retiring early, cutting spending or returning to the workplace is the best option when thrust back into the job market later in life. I’m 56 and lost my job in January after a successful career in financial services. I’d [...]
Ask the expert: Can I build a £1m pension by 60? Personal Finance Fidelity personal financial specialist Marianna Hunt is back on hand to answer your burning questions, and today a reader wants to know how to achieve a £1m pension pot. Q. I’m 32 and earn £50,000 per year. I only have about £55,000 in my pension currently and want to grow that to £1m by age [...]
Ask the expert: Is this a hack for contributing £29,000 to an ISA? August 17, 2026 Fidelity personal financial specialist Marianna Hunt is back on hand to answer your burning questions, and today a reader wants to know if they’ve found a hack on UK ISA rules. Q. My grandson is turning 18 this year. I want to give him some money to invest in his ISA. Is it true that [...]
Ask the expert: How do I avoid double tax on my pension? August 5, 2026 Got a question for our expert? Email asktheexpert@cityam.com Fidelity personal financial specialist Marianna Hunt is back on hand to answer your burning questions, and today a reader is looking to avoid the incoming double tax blow. Q: I’m hoping to retire soon and am just deciding where I will draw my income from. I had [...]
Ask the expert: Will paying for my daughter’s wedding reduce my IHT bill? July 20, 2026 Fidelity personal financial specialist Marianna Hunt is back on hand to answer your burning questions, and today a reader wants to know if paying for their daughter’s big day could reduce their IHT bill. Q: My daughter is getting married. I understand that if my wife and I transferred her £15,000 for the costs of [...]
Ask the Expert: Should I go part-time or pay for nursery? June 15, 2026 Fidelity personal finance specialist Marianna Hunt is back again to answer your questions, and today a reader is weighing up the financial decision of childcare. Q. My husband and I recently had a baby and I am planning my return to work post maternity leave. The cost of nursery is so enormous – our chosen [...]
Ask the expert: Should I invest instead of buying a home? May 28, 2026 Fidelity personal financial specialist Marianna Hunt is back on hand to answer your burning questions, and today a reader wants to know whether to take the plunge and buy a property or invest. Q. I’m in my late 20s and have managed to save around £20,000, which I initially thought I’duse as a deposit to [...]
Ask the expert: Is £500k enough to retire? May 13, 2026 Fidelity personal finance specialist Marianna Hunt is back to help a reader who wants to know if they have enough in their portfolio to not only retire but to live the lifestyle they want. Q. I’m 55 and have built up a portfolio worth around £500,000 – split across pensions and ISAs. I’ve also paid [...]
Ask the expert: How do I convert my property portfolio into a pension? April 2, 2026 Do you have a personal finance question that you’re struggling to find an answer to? Email askthexpert@cityam.com Questions will be published anonymously. Fidelity personal finance specialist Marianna Hunt is back to advise a reader who is looking to turn their property portfolio into pension income. Q: How do you convert an exclusively property portfolio into [...]
