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The Bank of England

  • Five lenders hike mortgage prices as interest rate threat looms

    Banking

    Five lenders hiked the price on their mortgage deals to kick off the week as the threat of the Bank of England increasing interest rates looms over the UK economy. Barclays has raised its rates on a fleet of products by nearly 0.2 per cent, with its two-year fixed rate rising to 5.53 per cent [...]

    Barclays shares have taken a hit since Trump's tariff announcement.
  • UK at risk of £290bn finance industry ‘being governed overseas’

    Economics

    The UK is at risk of its booming financial services industry being governed overseas after lagging behind international rivals in digital asset innovation, a new report has warned. Banking industry body UK Finance has issued a rallying call to policymakers to move at pace in developing the infrastructure to power tokenisation, or see the country [...]

    London financial district skyscrapers reflecting in water, under a dramatic cloudy sky
  • How the Treasury got ‘fed up’ with the Bank of England’s payments plan

    Fintech

    The government moved to more closely monitor the Bank of England’s overhaul of the UK’s payments system after growing frustrated with the sluggish pace of the plans, industry figures have said. The Treasury revealed last week it would begin tracking the central bank’s progress on payments and digital currencies by introducing a new secondary objective [...]

    The Bank of England's Breeden argued the recent inflation bump was transitory (Photo by Chris Ratcliffe/Bloomberg via Getty Images)
  • Government pushes Bank of England to innovate on payments and digital currencies

    August 27, 2026

    The Bank of England will be tracked on its progress on UK payments regulation after it was handed a new objective by ministers. The central bank will be given a new secondary objective to support innovation in payment systems and new forms of digital currencies alongside its main goals of financial stability. The Treasury is [...]

  • Bank of England governor opens door to ‘simplifying’ financial rulebook

    July 14, 2026

    Andrew Bailey opened the door to simplifying the UK’s financial rulebook as he joined Rachel Reeves for the Chancellor’s third and final Mansion House speech on Tuesday evening. The Bank of England governor distanced himself from capping taxes on banks and financial institutions, but said existing rules should help “flush out supranormal profits” by “reducing [...]

  • Bank of England warns Burnham of UK economy’s ‘big issue’

    July 14, 2026

    The Bank of England has warned Andy Burnham that economic growth remains the “big issue” facing the UK economy as he prepares to take the keys to Number 10. Andrew Bailey, the central bank governor, told policymakers on Tuesday that the UK has had “low growth for the best part of 16 to 17 years”. [...]

  • Bank of England to relax capital rules despite warning of economic threats

    July 7, 2026

    The Bank of England set out proposals to relax UK banks’ capital rules even as it sounded the alarm on the growing risk of multiple threats hitting the UK economy.  In the latest meeting of the central bank’s Financial Policy Committee top officials said it would work with watchdogs on a package of “broad reforms” [...]

  • Interest rate cut is ‘off the table’, says Bank of England governor

    July 2, 2026

    Andrew Bailey has said cutting interest rates is “off the table at the moment” in the clearest sign yet borrowing costs are likely to stay elevated for the rest of the year. The Bank of England governor said on a panel at the European Central Bank’s annual conference in Portugal that inflationary pressures following the [...]

  • Badenoch sets sights on battle with the Bank

    June 24, 2026

    The City is in the mood for a regulatory bonfire and Kemi Badenoch hopes to be the one to light the flame. In this week’s column, Samuel Norman looks at the roadblocks she may face on her pursuit. “Don’t forget about Andrew Bailey.” That was the parting shot I got from a former Bank of [...]

  • As it happened: Stocks sink after Fed and Bank of England opt for hawkish hold; Oil price tumbles

    June 18, 2026

    Welcome back to the City AM liveblog. Interest rates were left unchanged at 3.75 per cent in Bank of England’s monetary policy committee meeting today as rate-setters wait to find out whether the Iran war peace deal holds up.  The Bank’s decision followed Thursday’s inflation data, which stayed below undershot expectations after coming at 2.8 [...]

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