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SME lending

  • Investors fret as UK fintech chief bows out

    Fintech

    Lisa Jacobs has overseen a tumultuous time at the helm of London-listed fintech Funding Circle. After she announced plans for her exit, Samuel Norman takes a look at Jacobs’ tenure in this week’s column. As she announced plans to bow out from fintech firm Funding Circle on Tuesday, Lisa Jacobs was desperate to play down [...]

    Woman in purple shirt speaking at a podium with Funding Circle logo on the wall
  • Funding Circle boss bows out as fintech lifts profit forecast

    Fintech

    The boss of small business lender Funding Circle has laid out plans for her departure as the fintech lifted its profit forecast for the year ahead. Lisa Jacobs, who has led the firm since 2022, will step down as chief executive by “no later than September 2027,” the firm said on Tuesday. The fintech chief [...]

    Two men walk past the Funding Circle logo in a modern office lounge area with purple and pink seating.
  • UK fintech Allica Bank looks to crack European market

    Fintech

    Allica Bank is laying the groundwork to expand into the European market after becoming one of the fastest-growing fintech unicorns in the UK. The small business lender has applied for a banking licence in Sweden initiating its first move into a new market beyond its homeland. The submission to the Swedish Financial Supervisory Authority, known [...]

    London rail infrastructure and urban development captured in partnership with Allica Bank, showcasing modern transportatio...
  • Metro Bank profit jumps as it bucks branch closure trend

    August 4, 2026

    Metro Bank secured its highest half-year profit on record in the first six months of 2026 as it bucked an industry-wide trend of branch closures and grew its small business offering. The FTSE 250 bank recorded a £60.7m pre-tax profit, up 41 per cent from the same period last year. This was driven by a [...]

  • Iwoca closes bumper debt facility as sale speculation mounts

    July 27, 2026

    Small business lender Iwoca has inked a new £250m debt facility that will help it ramp up its lending power just days after it emerged it had instructed bankers to launch a sale process valuing it at north of £1bn. The fintech closed the credit line from a household name bank and private credit giant [...]

  • British Business Bank cuts jobs in automation push

    July 21, 2026

    The British Business Bank slashed its headcount in the last year as the government-owned economic development bank underwent a major restructuring. The bank – which backs loans from financial institutions in a bid to drive up UK small business lending –  said in its annual report “a number of colleagues were placed at risk under [...]

  • Lloyds taps $160bn fintech giant to boost small business tech

    June 9, 2026

    Lloyds Bank has sealed a partnership with a $160bn (£119bn) fintech giant to ramp up its payments tech for small-business clients.  The blue-chip banking giant has agreed a tie-up with Stripe that will see Lloyds leverage the fintech’s payment infrastructure to provide a suite of tools for its small-business customers. The new offering, named Lloyds Accept, [...]

  • Top banks urge Rachel Reeves to expand small business lending scheme

    May 29, 2026

    Top UK banks are lobbying Rachel Reeves to beef up the government’s small business lending scheme in a bid to unlock more capital to be lent to firms. A letter penned by UK Finance – the banking industry body that represents the likes of Barclays, Lloyds and Natwest – has called for the Chancellor to [...]

  • ‘Inflection point’: Challenger banks loan growth halved in 2025

    May 5, 2026

    Challenger banks have reached an “inflection point” after loan growth across the industry halved in the last year, a fresh report has warned. New analysis from Big Four firm EY showed lending growth across UK challenger, specialist and digital banks slowed to 4.5 per cent in 2025, down from 8.9 per cent. This came as [...]

  • After Santander’s TSB takeover – who are the top players in UK banking?

    May 1, 2026

    Santander shocked the City last years after beating out its rivals to snap up TSB Bank. Now with the takeover complete, who are the major players in the sector? The near £3bn mega-merger of Santander and TSB has finally reached completion. And with it, Spanish-owned Santander is set to significantly beef up its UK presence [...]

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