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SME funding

  • High street banks ramp up SME lending to highest since 2022

    June 16, 2025

    High street banks are scaling up their lending to small businesses, with the first quarter of 2022 hitting the highest amount since 2022.  Lenders issued £4.6bn worth of loans in the first three months of the year marking a 14 per cent year-on-year jump. The rise was driven by a surge of lending to agriculture, [...]

  • Revolut, Allica, Zopa: Analysts back ‘enduring value’ of UK fintech

    May 13, 2025

    UK fintech received a wealth of praise from Peel Hunt analysts in a fresh sector note following a year of rapid growth for the industry. Fintech firms booked record profits in 2024 and have transitioned from disrupting the banking climate to direct competition with traditional lenders. Revolut topped 52.5 million customers in 2024, surpassing Europe’s [...]

  • Britain’s SMEs must get over their aversion to debt to ramp up growth

    May 8, 2025

    Britain's small businesses can power growth, but only with a rebooted SME finance market, writes Allica Bank CEO Richard Davies.

  • Ministers call in HSBC, Natwest and Lloyds bosses for small business lending talks

    May 6, 2025

    Top bank bosses were summoned for talks with ministers on Tuesday after a government report revealed that small businesses were having difficulty securing loans. Senior executives from HSBC, Natwest and Lloyds will be in attendance for the meeting, which will be chaired by minister for small business Gareth Thomas. A report from the Department of [...]

  • The UK’s fastest growing fintech Allica Bank delivers another record year 

    April 16, 2025

    Allica Bank, the UK’s fastest growing fintch, nearly doubled its profit in the last year after another period of rapid growth. The digital bank, which caters towards small and medium-sized enterprises (SMEs), increased pre-tax profits 86 per cent to £29.9m. Lending activity grew over £1bn in 2024 and revenue shot up 68 per cent to [...]

  • IW Capital reveals £30m growth fund for small businesses

    September 30, 2024

    A new growth fund by IW Capital will see tens of millions of pounds invested into UK small and medium-sized enterprises (SMEs).

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