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regulation

  • What will stricter buy now pay later regulations mean for Klarna?

    May 20, 2025

    The government is clamping down on the “wild west” of buy now, pay later (BNPL) but this could spark trouble for industry veterans in a competitive sector. The Treasury is set to bring BNPL providers under the supervision of the Financial Conduct Authority, meaning they will have to adhere to the stricter frameworks of the [...]

  • Natwest and Lloyds to cash in as Reeves hints at ring-fencing reform

    May 19, 2025

    Rachel Reeves has told top bank bosses she is “open-minded” to ditch the ring-fencing regime imposed on major banks. The Chancellor was lobbied by the chiefs of HSBC, Lloyds, Natwest and Santander to scrap the 15-year-old legislation last month. Lenders slammed the system – which requires firms to keep their retail bank operations separate from [...]

  • Natwest and Lloyds to rake in millions from a ring-fencing shakeup

    May 16, 2025

    Natwest and Lloyds are set for a major cash bump if Chancellor Rachel Reeves rips up the ring-fencing regime imposed on lenders, fresh data shows. FTSE 100 banking giants have lobbied the Chancellor to axe the system, which they described as a “drag on banks”. The bosses of HSBC, Lloyds, Natwest and Santander slammed the [...]

  • Rank: Grosvenor casino owner hits jackpot as laws relaxed

    May 14, 2025

    Rank Group – the owner of UK-based chain Grosvenor casinos – is set to ramp up the number of gaming machines in its casinos after the government said it would relax gambling laws. Shares in the group soared nearly eight per cent on Wednesday morning. The firm said the government’s review of the 2005 Gambling [...]

  • FCA to rip up insurance rules in drive for growth

    May 14, 2025

    The Financial Conduct Authority has outlined plans to ditch “outdated or duplicated” insurance rules in a bid to help firms reduce costs and drive competition. The City regulator’s fresh proposals would hand firms greater responsibility over reviewing the value of their product. This would involve companies using the risks and characteristics of each individual product [...]

  • Financial Conduct Authority plans to ‘put public back in IPO’

    May 13, 2025

    After a torrid few years for the London Stock Exchange, the Financial Conduct Authority is opening new avenues to boost initial public offerings (IPOs). The City regulator told industry stakeholders at the London Stock Exchange’s annual IPO Forum last week, it would “put the P back into IPO,” sources attending the event told City AM. [...]

  • Pension funds that don’t back UK assets should be named and shamed, Phoenix boss says

    May 12, 2025

    Pension funds that don’t invest in UK assets should be named and shamed, the architect of the Mansion House Compact has said, as he called for “bold” action to address problems in London’s capital markets. Sir Nicholas Lyons, chairman of Phoenix Group, said transparency was the best way to catalyse more investment into the UK [...]

  • Only radical thinking can break Britain out of its doom loop

    May 8, 2025

    While the lucky few left Tuesday night’s City AM Awards with a gleaming trophy, the evening’s other takeaway came in the form of a stimulating and provocative speech by Andy Haldane. The former Bank of England Chief Economist said that two decades of economic and social shocks – from the financial crash and subsequent Euro [...]

  • FTSE 100 lenders cash in on market turmoil but provisions climb 

    May 5, 2025

    FTSE 100 banking giants saw trading income spike in the first quarter as investors sold-off stocks in the face of geopolitical tensions, but tariff threats continued to weigh on future earnings.  HSBC kicked off reporting season pocketing a $9.5bn (£7.1bn) pre-tax profit, which surged ahead of the $7.8bn pencilled in by analysts.  Barclays and Natwest [...]

  • Lloyds’ finance boss slams ring-fencing amid waning growth forecast

    May 1, 2025

    Lloyds‘ finance boss raised the alarm on lenders’ ability to help drive growth due to restrictions from the ring-fencing regime. The bank trimmed its UK GDP expectations and has projected a rise in unemployment in the latest warning sign for the health of the British economy. The FTSE 100 giant pencilled in 0.2 per cent [...]

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