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regulation

  • FCA boss rejects criticism of motor finance redress

    August 5, 2025

    The head of the UK’s financial watchdog has pushed back at industry claims that the wide scope of the motor finance redress scheme is “impractical”. Nikhil Rathi, chief executive of the Financial Conduct Authority said: “We know it is difficult. But you can’t say the law has been broken and it is too difficult to [...]

  • S&U: Motor finance redress scheme must show a changed FCA

    August 5, 2025

    The chair of specialist lender S&U has said the motor finance redress scheme offers the UK’s financial watchdog the prime opportunity to turn its ‘regulate for growth’ rhetoric into action.  Anthony Coombs hailed the “common sense” car finance ruling from the Supreme Court as attention turns to the response by the Financial Conduct Authority (FCA). But [...]

  • Nationwide wins big in mass switch from FTSE 100 banks

    July 30, 2025

    Nationwide has raided the customer base of Britain’s banking titans as current account switchers flocked away from legacy firms. The building society welcomed nearly 73,000 switchers in the first three months of the year, compared to 17,000 outflows, according to Pay.uk data. This comes after the mutual returned billions to customers in 2024, whilst the [...]

  • Revolut mulling plans to take on China’s fintech giants

    July 30, 2025

    UK fintech juggernaut Revolut is weighing expansion into China in a move that would see the company take on the likes of Ant Group-owned Alipay and Wechat. The firm told investors on a pitchdeck during its secondary share sale last year it was assessing “hiring, licensing [and] scoping” opportunities in China. The fintech was also [...]

  • Rachel Reeves at odds with Bank of England over Revolut licence bid

    July 29, 2025

    Rachel Reeves has clashed with the governor of the Bank of England after trying to support Revolut in its protracted regulatory process to secure a full banking licence. The Chancellor is reported to have attempted to secure a meeting between financial watchdogs and Revolut in hopes of pushing forward its banking licence bid. But the [...]

  • FCA names interim FOS chair after abrupt leadership shake-up

    July 28, 2025

    The Financial Conduct Authority has named a new interim chair of the Financial Ombudsman Service after its initial recruitment campaign “proved unsuccessful”. The City regulator appointed Liam Coleman as the watchdog’s temporary chair, which comes as controversy surrounds the departures of former leadership. Coleman will replace Baroness Zahida Manzoor who abruptly announced in February she [...]

  • UK hits Big Tech with online safety crackdown

    July 25, 2025

    The UK’s biggest tech platforms are under new legal pressure from Friday as sweeping new child protection laws come into force, requiring firms to deploy strict age verification for harmful content – or face fines of up to £18m, or 10 per cent of global turnover. The new rules, part of the government’s long-trailed Online [...]

  • Caroline Wayman: How I got through tough times at the Financial Ombudsman

    July 24, 2025

    We dig into the memory bank of the City's top brass. Today, Caroline Wayman tells us how she got through tough times as head of the Financial Ombudsman.

  • Week in Business: Reeves bets on the banks but economy still hurting

    July 17, 2025

    Rachel Reeves set out to charm the City this week, but elsewhere, the economy is reeling from high taxes and low confidence.

  • Financial services firms dealt tens of millions in regulatory fines

    July 17, 2025

    While deregulation may be the political mood, UK watchdogs are sharpening their swords as banking giants bleed millions in regulatory fines. In under just ten days, the Financial Conduct Authority and Bank of England handed out £74.9m worth of fines to a trio of UK financial services firms.  Leading the pack, and most recently, was [...]

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