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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

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pension planning

  • Legal & General eyes bid for Natwest pension provider

    Banking

    Legal & General is eying a bid for Natwest’s pension provider Cushon as the financial services giant looks to beef up its segment in the retirement market. The FTSE 100 giant is among a handful of potential buyers who have expressed interest in acquiring Cushon. Such a deal with Legal & General would thrust the [...]

    Legal & General is reported to be eying Natwest's pension provider.
  • Rolls-Royce offloads UK pension fund in £4.3bn deal with PIC

    Money

    Rolls-Royce has sealed a £4.3bn deal with insurance specialist Pension Insurance Corporation (PIC) to offload its UK pension scheme as the engineering giant presses ahead with simplifying its balance sheet. The deal, which was announced on Sunday, covers the remaining pension obligations of 36,000 members — including 15,000 current pensioners and 21,000 deferred members — [...]

    Rolls-Royce was the second best performer in the FTSE 100 in 2024.
  • State pension could face insolvency by 2036 despite tax hikes

    Business

    Britain’s state pension could become financially unsustainable as early as 2036, despite recent increases in National Insurance contributions, according to new modelling by the Adam Smith Institute (ASI).  The think tank warned the Treasury is on course to spend more on welfare payouts than it receives in National Insurance receipts within just over a decade. [...]

    Young people face the risk of failing to save enough in their pension
  • Voters reject Reeves’ plans for state power on pension investments

    June 10, 2025

    A majority of British voters oppose the government having powers to dictate pension fund investments, fresh polling has revealed, in a blow to Rachel Reeves’ attempts to use pension pot funds to boost growth. Three in five voters disagree with government influence over pension fund investments, according to a City AM and Freshwater Strategies poll [...]

  • Government’s pension pot raid risks leaving millions underfunded

    June 8, 2025

    Government plans to allow companies to extract cash from final salary pension schemes have come under fire after fresh analysis found the policy could put millions of retirees’ savings at risk. The Pension Schemes Bill, introduced last week, creates new rules allowing employers to remove “surplus” cash from defined benefits (DB) pension schemes, which are [...]

  • What is ‘clearly missing’ from Rachel Reeves’ pension review

    May 29, 2025

    A senior figure at investment bank Peel Hunt has set out what is “clearly missing” from Chancellor Rachel Reeves’ plans for reforming the UK pension industry. The government has provided more details on its proposals which include the creation of £25bn ‘megafunds’ to encourage fresh investment into UK infrastructure and businesses. The Treasury has also [...]

  • Londoners working from home could boost pension pot by £236,000

    May 21, 2025

    Commuters could save hundreds of thousands of pounds in their pension pots by working from home three days a week, a new study has found. Working from home for three days a week reduces the annual cost of commuting by as much as £2,000, which when put into a pension, could pay big boons in [...]

  • Should I consolidate my pension pots?

    March 19, 2025

    The UK is reckoning with a proliferation of small pension pots, which is increasing costs for providers and making retirement planning challenging for savers. The cheapest Self-Invested Personal Pension (SIPP) providers According to research from the Institute of Fiscal Studies, in 2024 there were 12.1m defined contribution (DC) pension pots which held less than £1,000 [...]

  • PensionBee: Losses slashed as US expansion helps revenue surge

    March 13, 2025

    PensionBee has hailed a “transformative year” for the listed business as it slashed its pre-tax loss and grew its revenue by almost £10m as it expanded into the US. The company has posted a pre-tax loss of £3.1m for 2024, down from the £10.5m loss it reported for 2023. New figures filed with the London [...]

  • SIPP pensioners are the most confident in a comfortable retirement

    February 5, 2025

    Workers with a self-invested personal pension (Sipp) are the most confident their savings will pay for their retirement, research shows. Around 20 per cent of the over-55s have a Sipp, according to behavioural finance firm Oxford Risk. This group is the most comfortable that their pension will keep them comfortable in retirement. But those approaching [...]

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