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Payments Systems Regulator

  • How the Treasury got ‘fed up’ with the Bank of England’s payments plan

    Fintech

    The government moved to more closely monitor the Bank of England’s overhaul of the UK’s payments system after growing frustrated with the sluggish pace of the plans, industry figures have said. The Treasury revealed last week it would begin tracking the central bank’s progress on payments and digital currencies by introducing a new secondary objective [...]

    The Bank of England's Breeden argued the recent inflation bump was transitory (Photo by Chris Ratcliffe/Bloomberg via Getty Images)
  • Government pushes Bank of England to innovate on payments and digital currencies

    Regulation

    The Bank of England will be tracked on its progress on UK payments regulation after it was handed a new objective by ministers. The central bank will be given a new secondary objective to support innovation in payment systems and new forms of digital currencies alongside its main goals of financial stability. The Treasury is [...]

    Bank of England building on Threadneedle Street, London, showcasing its historic architecture and financial significance
  • King’s Speech to unleash wave of City reforms

    Regulation

    A host of City of London reforms will be set in stone at next month’s King’s Speech, as the Prime Minister hopes to use the moment to turn a corner from doubts over his leadership. Impending reforms, including scrapping the payments watchdog and overhauling the financial ombudsman, are set to be legislated in the financial [...]

    City of London
  • Grounds for expansion: Airwallex’s Europe chief bets on London in licence pursuit

    March 6, 2026

    As payments giant Airwallex laid out plans to double down on Europe, they turned to a man with experience at a multi-billion dollar deposit holder. The $8bn cross-border specialist was looking for someone to steer the ship amid expansion plans across Europe but in that endeavour didn’t poach a veteran of Wall Street or the [...]

  • US giants dominate AI payments race amid Wall Street jitters

    February 25, 2026

    US giants continue to lead the charge in the payments industry’s AI acceleration even as the sector gets swept up in Wall Street’s tech jitters. Visa led a three-horse race followed by Mastercard, then Paypal in the Evident AI’s inaugural index for the payments sector. The three towered above their peers, thanks largely to consistently [...]

  • Bank of Ireland’s UK arm hit with £3.8m fine for fraud failures

    February 19, 2026

    The Bank of Ireland’s UK arm has been slapped with a hefty fine after failing to hit the deadline by over a year to implement an anti-fraud service. The lender was hit with a £3.7m fine from the Payments Systems Regulator (PSR) for missing the deadline by 14 months for a “vital” service that would [...]

  • Payments watchdog won’t be abolished ‘any earlier than 2027’

    February 4, 2026

    The boss of the payments watchdog has said he doesn’t expect the regulator to be officially abolished any earlier than the first quarter of 2027 as criticism grows over the slow progress of reforms in the sector. David Geale, managing director at the Payment Systems Regulator (PSR), said he had “not seen the outcome” of [...]

  • CAB Payments rejects ‘highly opportunistic’ Helios takeover bid

    February 2, 2026

    London fintech CAB Payments has pushed back against another takeover proposal from African-focused private investment giant Helios. The firm – which was behind the “worst IPO of the year” in 2023 – has said the increased takeover proposal from a consortium led by Helios Investment Partners was “highly opportunistic” and undervalued the company’s future. Helios [...]

  • Bank of England’s Breeden warns on rivals overtaking UK on innovation

    February 2, 2026

    The Bank of England’s lead for fintech policy and digital currency has laid out a sweeping vision for the UK’s next generation of payments infrastructure amid a rallying cry for the UK to not lag behind its peers. Sarah Breeden, a rate-setter at the central bank and the deputy governor for financial stability, said the [...]

  • UK payments stuck with ‘bolted on’ European regulation, says PSR boss

    February 2, 2026

    The boss of the UK’s payments regulator has said the body’s consolidation with the City watchdog will allow it to ditch overhanging red tape from Europe. David Geale, who heads up the Payments System Regulator (PSR) and leads on payments at the Financial Conduct Authority (FCA), said: “There are bits of payments regulation that have [...]

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