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Lloyds Banking

  • FTSE 100 banks are facing £2.5bn of headwinds – HSBC and Barclays are in the firing line

    Banking

    The FTSE 100’s Big Five banks toasted a healthy profit stash in the first-quarter, but, says Samuel Norman, storm clouds are gathering on the horizon for the sector. The London market’s five biggest banks swallowed a bitter cocktail of economic risks in the first three months of the year leaving a bumper cash haul overshadowed [...]

    City banks could be in for a tax raid come the Autumn Budget.
  • Lloyds shares upgraded to ‘Buy’ after interest rates tailwind

    Banking

    Analysts at UBS slapped a ‘Buy’ rating on shares in Lloyds Banking Group as the financial services giant looks to receive a bump to its bottom line from the elevated interest rate path. Jason Napier, analyst at UBS, said: “Given the tailwinds from rate hedges… we see strong future momentum in profits as a relatively [...]

    Lloyds shareholders could be set for a big payout.
  • Exclusive: Lloyds in tie-up with Google to build AI agents

    Banking

    Lloyds Banking Group has formed a tie-up with Google as the financial services giant sets its sight on building its own AI agents, City AM can reveal. The blue-chip lender is leveraging Google Cloud – the tech giant’s suite of computing services – and the bank’s existing Large Language Model to create a new internal [...]

    Lloyds is plotting to beef up its wealth offering.
  • Monzo lost one current account switcher for every two gained in 2025

    April 30, 2026

    UK fintech darling Monzo lost one current account switcher for every two it gained last year.  The neobank registered just over 20,000 new switchers in the final quarter, but over half of this was offset by the 11,000 thousand outflows. The picture for the final few months of the year mirrors the picture for the [...]

  • Lloyds fires bank tax warning shot as industry ‘ripe for cash grab’

    April 29, 2026

    Lloyds Banking Group has warned the Treasury not to look at the banks for a tax raid as the industry sets its sights on booming profits in 2026. The FTSE 100 giant beat profit expectations by a cool £200m in the first-quarter after booking £2bn. This was also followed up by an upgrade to its [...]

  • Lloyds shares drop after income upgrade on higher interest rates

    April 29, 2026

    Lloyds Banking Group has upgraded its income targets for the year as the bank expects to bring in more cash as interest rates remain elevated from the Iran war. The FTSE 100 financial giant – which counts Lloyds Bank, Halifax and Bank of Scotland among its subsidiaries – said it expects net interest income to [...]

  • FTSE 100 Live: Stocks drop as oil holds firm over $110; UK growth slashed

    April 29, 2026

    Good morning and welcome back to the City AM liveblog. Oil prices are holding firm tipping over the $110 mark, bringing the cost of a barrel closer to the highs of $118 it peaked at earlier in the Iran war. Brent crude – the international benchmark for oil – advanced another one per cent on [...]

  • Barclays shares slide as sour loan provisions balloon to £823m

    April 28, 2026

    Barclays made a mammoth reservation for bad loans in the first quarter led by the hostilities in the global market and a single name charge in its investment banking division. The blue-chip lender set aside £823m for potential loan losses, up from £643m in the same period last year, in a stark sign the firm [...]

  • Natwest, HSBC, Lloyds face rules change in regulatory shake-up

    April 27, 2026

    A number of Britain’s top lenders will on Tuesday face a rules overhaul relating to regulations around de-banking customers. HSBC, Natwest and Lloyds are among the lenders that will have to comply with the new changes that are expected to afford customers improved protections when accounts are closed. New rules – which will come into [...]

  • Motor finance trade body gears up for legal challenge to £9bn redress

    April 24, 2026

    The motor finance industry’s trade body is mulling lodging a legal battle against the UK financial watchdog‘s £9bn redress scheme. The Finance and Leasing Association (FLA), which counts Santander and the financial arms of BMW and Volkswagen among its members, is reported to be leaning towards challenging the City regulator’s scheme. Members of the body [...]

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