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ISA limit

  • Reeves warned ‘undermining cash ISAs a serious mistake’

    Investing

    Chancellor Rachel Reeves has been warned that “undermining” cash ISAs would be a “serious mistake” and could hike the cost of mortgages and make them harder to access. Skipton Building Society has joined the chorus of institutions voicing their concerns ahead of the Chancellor’s Mansion House speech next week where she is expected to announce a [...]

  • Revolut: UK fintech launches stocks and shares ISA

    Fintech

    Digital banking juggernaut Revolut has expanded its investment offering into stocks and shares ISAs for UK customers.  The Canary Wharf-based firm will offer its new ISAs, along with over 100 UK-listed exchange-traded funds, through its investing arm Revolut Trading.  Revolut will offer fund managing titans such as Blackrock, Amundi and Vanguard for the ETF platform, [...]

  • Rachel Reeves’ Cash ISA plans will punish Brits who just want stability

    Opinion

    The Chancellor isn't wrong to try and get Brits investing, but Cash ISA reform won't work, writes Antonia Medlicott.

  • Rachel Reeves warned cash ISA reforms will hike mortgage costs 

    July 7, 2025

    Rachel Reeves’ plans to cut the cash ISA limit have been blasted by the bosses of Britain’s top building societies over fears they will hike borrowing costs. The Chancellor has been warned her proposals to slash savers’ annual cash ISA allowance from the existing tax-free threshold will drive up costs for homeowners and businesses.  Concerns [...]

  • Rachel Reeves’ cash ISA plans would ‘choke mortgages’

    July 3, 2025

    Rachel Reeves’ plans to slash the tax-free cash ISA allowance “would be effectively choking mortgage availability” for those who need them the most, a building society’s CEO has said. Darlington Building Society was reacting to the news that the Chancellor is set to announce a lowering of the current £20,000 cap that savers are allowed [...]

  • Cash ISAs: Record £14bn piled in after rumoured cut from Reeves

    June 2, 2025

    A record £14bn was put into cash ISAs in April as the new tax year kicked off, fresh figures from the Bank of England show, marking the highest amount since April 1999. The ballooning savings follow speculation over the fate of cash ISAs amid rumours of a cut to the allowance. In the Spring Statement [...]

  • The best Stocks and Shares ISAs

    May 28, 2025

    Stocks and shares ISAs enable you to invest within a tax-free wrapper, but the best provider will depend on your individual needs.  Cash ISAs pay interest on your savings, but Stocks and Shares ISAs offer a tax-free way of earning returns on your investments. So if you’re willing to take a little risk, they could [...]

  • Why are Brits hoarding cash?

    May 15, 2025

    Like Tolkein’s Gollum, Brits like to hoard their assets, opting for the security of cash over equity based investments. Barclays estimates that £430bn in investable funds—cash exceeding six months’ salary—are held in bank accounts rather than funnelled into the stock market. This begs the question: why are British investors so devoted to an asset which [...]

  • How Rachel Reeves could change the cash ISA

    May 12, 2025

    News that Chancellor Rachel Reeves is preparing to launch a consultation on reforms to the ISA regime in the coming weeks has swept the City, re-kindling speculation of cuts to the cash ISA limit. In the Spring Statement earlier this year, Reeves confirmed that ISA reform was on the horizon, with changes to the regime [...]

  • City calls for ISA reform to promote investment culture

    March 29, 2025

    City AM spoke to experts who expect any changes to ISAs to be announced in this year’s Autumn Budget.

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