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Financial Conduct Authority (FCA)

  • Motor finance complaints hit record levels

    March 4, 2025

    The UK financial ombudsman has received a record number of complaints about motor finance loans in the most recent quarter, according to new data. On Tuesday, the Financial Ombudsman Service (FOS) said that complaints about car loan cases had surpassed credit cards as the subject with the most unresolved complaints in the financial sector. Some [...]

  • Payments regulator reportedly could be scrapped as No10 slashes red tape

    February 23, 2025

    The UK’s payments regulator could be scrapped and folded into another regulator as part of efforts by No10 to slash red tape, according to Sky News. Ministers are mulling whether to abolish the Payment Systems Regulator (PSR) and amalgamate it into the Financial Conduct Authority (FCA), the broadcaster has reported. A decision could come within [...]

  • Number of FCA complaints about bosses ‘suspiciously’ low

    February 13, 2025

    A recent FOI has revealed a "suspiciously" low number of FCA complaints about senior leaders, writes Lucy McNulty.

  • Bitpanda set to shake up UK crypto market after FCA approval

    February 12, 2025

    European crypto platform Bitpanda is set to expand operations across the UK following approval from the City regulator. The Financial Conduct Authority (FCA) has permitted Bitpanda to bring its suite of 500 cryptocurrencies to the UK market.  Bitpanda’s entry adds to the increasing pressures across traditional banks as they face competition from the modern abilities [...]

  • ‘Imagine if a bank announced this’: Lawyers hit back against FCA email deleting plan

    February 11, 2025

    The City watchdog intentions to delete its emails after 12 months "is very much at odds with what it expects the industry to do", warns lawyers

  • Number of misleading financial ads removed by regulator doubled in 2024

    February 7, 2025

    The FCA has said it has stepped up its actions after witnessing a "growing number of misleading and illegal financial promotions" adverts

  • ‘Deregulation is essential’: Starmer vows to slash red tape in bid for growth

    January 29, 2025

    Keir Starmer vowed to deregulate Britain and cut through “thickets of red tape” today as he tried to reboot his government’s handling of the economy following months of anaemic growth and criticism from business. In an article for the Times, the Prime Minister wrote “deregulation is essential” and warned investors were shunning the UK due [...]

  • How to pick a financial adviser

    January 29, 2025

    In a world of volatile markets and ever-changing regulation, having a financial adviser in your corner could be a shrewd move to protect your finances and ensure that you have enough money for a comfortable retirement. The use of financial advisers in the UK has slowly crept upwards in recent years. In 2022, 8.3 per [...]

  • FCA chair: Our growth push will test UK’s risk appetite

    January 20, 2025

    The Financial Conduct Authority’s (FCA) push to slash red tape and unleash growth in the City will test the UK’s appetite for risk, its chair has warned, accepting that two of its new proposals could open the door to more fraud and mortgage defaults. Writing in City AM today, Ashley Alder said the FCA will [...]

  • FCA looks to ease consumer duty burden as Reeves pushes regulators for growth

    January 17, 2025

    The Financial Conduct Authority (FCA) will look to ease the burden of complying with its stringent consumer duty rules as part of a push to cut red tape in the City and unlock growth. In a letter to the Chancellor Rachel Reeves this week, FCA boss Nikhil Rathi said the regulator would drop a requirement [...]

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