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FCA

  • Close to 4,000 UK financial firms ‘at risk of collapse’ after first Covid-19 lockdown

    January 7, 2021

    The UK’s first Covid-19 lockdown threatened the viability of around 4,000 financial firms, the Financial Conduct Authority (FCA) said this morning. The financial watchdog surveyed 23,000 smaller financial firms to greater understand the financial impacts of Covid-19 and found that 59 per cent of firms expected blows to their profits due to the pandemic. Others’ [...]

  • Data-hungry fintech firms urge FCA to ‘break’ banks this year

    January 2, 2021

    A coalition of London startups is calling on the Financial Conduct Authority to end the dominance of banking institutions over the use of consumer data this year. The firms argue it would increase competition in the savings, credit, mortgages and pensions markets. The Coalition for a Digital Economy (Coadec), an advocacy group that represent a [...]

  • Charles Schwab UK fined £9m for failing to protect client assets

    December 21, 2020

    The UK’s financial watchdog has fined investment firm Charles Schwab £9m for failing to adequately protect client assets and making a false statement to the regulator. Schwab’s breaches occurred between August 2017 and April 2019 when it moved client money from the UK arm to a US business. The Financial Conduct Authority (FCA) today said [...]

  • FCA fines fall by half in 2020 as Covid takes hit on enforcement

    December 21, 2020

    The Financial Conduct Authority handed out £183.6m worth of fines this year, more than half the total bill in 2019. The number of fines has fallen too, from 21 to just ten. Lawyers believe the slowdown is due to the pandemic disrupting enforcement activities, not least the FCA’s ability to conduct witness and suspect interviews. [...]

  • FCA cancels £205,000 of bonuses after LCF scandal report

    December 17, 2020

    The Financial Conduct Authority (FCA) has cancelled £205,000 worth of executive bonuses after a damning report found the watchdog had failed to properly regulate a collapsed firm. But FCA employees implicated in the report are now facing calls to pay back bonuses for previous years after an investigation found “significant gaps and weaknesses” in the [...]

  • Barclays fined £26m for mistreatment of customers in arrears

    December 15, 2020

    The UK’s financial watchdog has fined Barclays £26m for failures in its treatment of customers who fell into financial difficulties. The Financial Conduct Authority (FCA) found that Barclays had mistreated some retail and small business customers who fell into arrears between April 2014 and December 2018. Read more: Parlez-vous Français? Paris’ finance sector gets ready [...]

  • FCA: Financial services must reflect the diverse industry it serves

    November 26, 2020

    Action needs to be taken quickly for financial services to become an industry that is representative of the diverse people it serves, according to city regulator the Financial Conduct Authority (FCA). “There is a growing consensus that healthy cultures are purposeful, diverse and inclusive… [and] a healthy culture is one where diversity is the fertile [...]

  • ‘Break’ London banks and give us access to data: fintech firms tell FCA

    November 24, 2020

    A coalition of primarily London startups is calling on UK regulators to end the dominance of banking institutions over the use of consumer data as it would increase competition in the savings, credit, mortgages and pensions markets. The Coalition for a Digital Economy (Coadec), an advocacy group that represent a number of UK fintech firms [...]

  • Carillion ‘recklessly’ misled markets before collapse, says UK watchdog

    November 13, 2020

    The Financial Conduct Authority (FCA) has today announced that it intends to take further action against failed outsourcer Carillion for “misleading” shareholders with false information. In a warning notice published today the watchdog said that a number of senior executives were “knowingly concerned” in numerous breaches of market rules, and had acted “recklessly”. These include [...]

  • UK regulators prepared to intervene if Brexit disrupts markets, says FCA

    November 12, 2020

    British regulators are prepared to intervene if the UK’s full departure from the European Union on 31 December risks disrupting financial markets, an executive from the Financial Conduct Authority (FCA) said. While Britain has already left the bloc, post-Brexit transition agreements gives banks and trading platforms full access to EU markets until the end of [...]

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