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FCA

  • Rachel Reeves has promised UK fintech the world – now she must deliver

    May 4, 2025

    Judgement day looms for Rachel Reeves, and UK fintech will be handing her the verdict. In a keynote speech at Innovate Finance’s 11th global summit, the Chancellor confirmed the Treasury’s inaugural Financial Services Growth and Competitiveness Strategy would be published on 15 July.  Reeves has lauded the industry’s growth and touted the achievements of fintech [...]

  • FCA vows to slash red tape by 70 per cent for investment firms

    April 24, 2025

    The Financial Conduct Authority (FCA) has laid out new rules as it bows to government pressure to slash the amount of red tape on investment firms. The move, designed to streamline what types of funds investment firms must hold to absorb losses and maintain financial resilience during periods of stress, is expected to reduce the [...]

  • Ex-City minister calls for ‘urgent No10 summit’ with bosses and watchdogs

    April 23, 2025

    A former City minister has called on the Prime Minister to convene an “urgent No10 summit” with the City of London and financial watchdogs in a bid to boost capital markets. During Prime Ministers’ Questions (PMQs), the Conservative MP John Glen asked Sir Keir Starmer to take the step to “steward our pension assets”. Glen, [...]

  • Reeves: Cutting ties with China would be ‘foolish’

    April 19, 2025

    Chancellor Rachel Reeves has said it would be “foolish” to stop engaging with China. Reeves is due to hold talks with the US next week amid efforts to strike a trade deal, which the UK hopes can help soften the brunt of Donald Trump’s tariffs. There has been speculation that Washington may press the UK [...]

  • S&U shares slump after motor finance drags profits down

    April 15, 2025

    Shares in specialist lender S&U dropped nearly two per cent on Tuesday after annual profits tumbled due to challenges from the motor finance scandal. Pre-tax profit for the financial year ending January 31 2025 fell to £24m, compared to £33.6m in the previous period. Impairment charges rose to £35.6m for the group, reflecting a near [...]

  • Financial Conduct Authority: Lenders ‘unclear’ on bereavement policy

    April 14, 2025

    Lenders “can improve” their treatment of bereaved customers, the Financial Conduct Authority has said. The City watchdog has published a framework outlining good and poor practice to help firms “provide the right support” to consumers who are facing difficult times. The FCA said the introduction of the Consumer Duty in July 2023 has helped provide [...]

  • Nikhil Rathi reappointed FCA chief

    April 10, 2025

    Nikhil Rathi will be chief executive of the Financial Conduct Authority (FCA) for another five years, leading it on its new directive from the government to slash unnecessary and duplicated regulation, the Chancellor has confirmed. Rathi—a former Treasury mandarin and chief executive of the London Stock Exchange—will serve another five-year term as the boss of [...]

  • UK has become the epicentre of WhatsApp scams in Europe

    April 1, 2025

    The UK has become the epicentre of WhatsApp scams in Europe, with British consumers losing more money on the platform than in any other country. Analysis compiled by Revolut revealed that in 2024, WhatsApp fraud accounted for 21 per cent of all reported scams in the UK, with victims losing an average of £2,437 per [...]

  • Billions on the line: Legal showdown over motor finance set to decide lenders’ fate

    March 28, 2025

    Lenders sit in shark-filled waters with their fate in the hands of five Lord Justices as parties prepare for a showdown over motor finance on Tuesday

  • Santander becomes first major lender to loosen mortgage rules

    March 28, 2025

    Santander has become the first major UK lender to relax its mortgage rules following a nudge from the Financial Conduct Authority (FCA). Homebuyers could be able to borrow an extra £35,000 on a mortgage under the changed rules. The UK’s fourth-largest mortgage lender will reduce rates on borrower’s stress tests, which are used to check [...]

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