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debt

  • Asda credit card firm Jaja Finance warns of ‘material uncertainty’ over going concern status

    October 7, 2025

    The firm behind the Asda credit card has warned of “material uncertainty” over its ability to continue as a going concern after reporting widening losses, City AM can reveal. Jaja Finance, a fintech co-owned by billionaire Mohsin Issa and private equity firm TDR Capital, said it had “substantially advanced” but not yet completed a new [...]

  • How are ‘bankrupt’ France’s borrowing costs still lower than ours?

    September 29, 2025

    Locked in a protracted political crisis over the extent of its indebtedness – and with its deficit running at over five per cent of GDP – France has earned itself the unwanted monikers of ‘the sick man of Europe’ and the ‘new Greece’. Despite these woes, its borrowing costs remain lower than the UK’s. Ali [...]

  • Has debt become an inevitable part of life?

    September 27, 2025

    The UK has suffered a bout of economic stagnation in recent years, leaving many Brits in an unstable position, unable to afford everyday essentials or bolster their savings. This has caused a surge in people taking out high-interest loans or entering their overdraft to pay the bills, with people across the country digging themselves deeper [...]

  • Brace for impact – the sorry state of the UK public finances

    September 23, 2025

     Let’s be clear, staggering borrowing figures despite substantial tax rises are a direct result of excess spending, says Ewen Stewart When numbers become big they start to lose meaning. The latest public sector borrowing numbers published by the ONS are big. But let’s make no mistake, borrowing £18bn in one month has very great meaning.  [...]

  • Zilch lands £30m debt facility from US Bank ahead of ‘next phase of growth’

    September 22, 2025

    Zilch has secured a fresh loan facility in signs the London fintech is opting for debt-fuelled over equity-led expansion. The Victoria-based business has agreed the £30m facility with New York-based US Bank, according to documents filed with Companies House. The agreement marks the largest financing deal the fintech has struck since its £150m debt facility [...]

  • Britain is heading for a fiscal crisis

    September 18, 2025

    Without immediate, credible action to rein in spending, contain debt and keep inflation under control, Britain will sleepwalk into disaster, says Gerard Lyons The UK is in danger of sleepwalking into economic torpor. The issues we face are real, sizeable but, crucially, solvable. However, solutions have too often been evaded through short-term fixes and political [...]

  • Should we raise capital via debt or equity?

    September 13, 2025

    Amid a financing drought, should business leaders bet on debt or dilute with equity? Himanshu Singh gives us his assessment.

  • Kensington Roof Gardens plunges to £26m loss

    August 13, 2025

    The company behind the revamped Kensington Roof Gardens suffered a £26m loss after the venue reopened as a private members’ club, its latest accounts reveal. The grade-II listed former nightclub, situated on London’s swanky Kensington High Street, unveiled plans to launch as a members’ club in February last year, offering annual memberships of up to [...]

  • What’s next for River Island as it enters ‘last chance saloon’?

    August 6, 2025

    River Island will face its last chance to restructure its flagging finances this Thursday at the High Court, with the retailer set to fall into administration as early as September if the plan is not allowed. This follows months of uncertainty over the company’s future as customers increasingly turn away from middle-market, bricks-and-mortar stores. “River [...]

  • Ray Dalio: UK is in a ‘debt doom loop’

    July 28, 2025

    The UK is in a “debt doom loop” of high taxes, low growth and a ballooning debt pile, according to one of the world’s most renowned investors, who also warned that the need to raise taxes will only drive more wealthy residents to leave. Ray Dalio, the billionaire who founded US hedge fund giant Bridgewater [...]

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