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Cash ISA

  • Reeves’ new tax charge on cash ISAs faces fierce industry backlash

    Personal Finance

    The Treasury has revealed plans for the UK’s new ISA regime, which will see it tax interest on cash held in stocks and shares ISAs at 22 per cent, prompting fierce backlash from industry figures, who argue that the decision is “riddled with unintended consequences”. HMRC updated the market on three rules that will create [...]

    HMRC
  • Flagstone boss: Labour tax changes the biggest driver of savers choosing cash over stocks and shares

    Money

    Britain’s unpredictable tax landscape means households are choosing to build up war chests of cash over other assets like stocks and bonds, the boss of Britain’s largest savings platform has said in a blow to government efforts to boost retail investing. Flagstone chief executive Arman Tahmassebi said his clients were adding to their cash savings [...]

    Arman Tahmassebi, CEO of Flagstone, in a professional setting discussing business strategy and leadership.
  • Cash ISA changes add complexity to the market, says building society

    Personal Finance

    The government’s decision to cut the cash ISA tax-free ceiling has added “complexity” to the market, a building society executive has said, as Britons still seek to have a cash safety net. Speaking in an interview with City AM, Stuart Haire, chief executive of Skipton Group has said that while the government was correct to [...]

    Stuart Haire has been CEO of Skipton since 2023.
  • Non-cash ISA understanding low despite government push

    February 16, 2026

    UK savers understanding of non-cash ISA products, is lower than its cash counterpart, reflecting the lack of knowledge surrounding options despite the government push to move Brits away from cash. According to the latest analysis from investment platform Robinhood, just under half of investors confirmed having minimal knowledge of how stocks and shares ISAs work, [...]

  • AJ Bell boss: Rachel Reeves ISA reforms ‘doomed to fail’

    January 16, 2026

    The chief executive of a top investment firm has issued a scathing broadside against the Chancellor’s proposal to restrict cash ISA limits.  In a letter seen by Sky News, AJ Bell chief executive Michael Summersgill wrote to Rachel Reeves that efforts to push Brits towards investing with limits on cash savings are “doomed to fail”.  [...]

  • Planning your personal finances in 2026 and beyond

    December 9, 2025

    Partner content, in association with JP Morgan Personal Investing. By Claire Exley, head of financial advice and guidance at J.P. Morgan Personal Investing In the run-up, the 2025 Budget was probably one of the most talked about in recent years. The telltale sign is when friends who don’t usually show much interest are suddenly asking [...]

  • A complete guide to ISAs

    December 9, 2025

    For UK investors, few acronyms carry as much weight as “ISA.” The Individual Savings Account remains the bedrock of personal financial planning in Britain, a tax-efficient sanctuary for your wealth amid ever-increasing taxes.  As we move into the new tax year, the importance of maximising this allowance has never been greater. According to the IFS, [...]

  • Cash ISA limit cut: why your tax-free savings are still vital

    December 4, 2025

    Chancellor Rachel Reeves slashed the annual limit for cash ISAs. But this isn’t their death knell – they still have a very valuable place as part of a diversified portfolio. It’s all change for ISA limits For many savers, the cash ISA has been a huge success story. It’s given them a lower-risk, tax-free way [...]

  • How will the Budget impact your personal finances?

    November 27, 2025

    It’s the day after Rachel Reeves’ crunch Budget, and while the Office of Budget Responsibility leak may be the main talking point, after months of speculation we finally know how personal finances will be impacted. As expected, Reeves extended income tax freezes and introduced a range of smaller taxes, in moves that are expected to [...]

  • What does the Budget mean for you?

    November 26, 2025

    Rachel Reeves’ second Budget has been the most closely watched in recent memory, with media briefings and soundings on all sides. Rachel Reeves has raised taxes by £26bn in her second Budget, which follows on from last year’s £40bn. They will go up to well over 38 per cent of GDP by 2030, the OBR [...]

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