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BNPL

  • Has Klarna’s buy now, pay later bubble burst?

    June 6, 2025

    Buy now, pay later services have exploded in the last decade and industry titan Klarna has spearheaded growth. The global BNPL market is expected to top $560.1bn (£412.8bn) in 2025 with 13.7 per cent annual growth.  Swedish fintech Klarna has historically dominated the space, notching a net operating income of $1.087bn in 2020. The firm [...]

  • Klarna and Zilch shrug off buy now, pay later crackdown with card launch

    June 3, 2025

    Klarna and Zilch have shrugged off a government crackdown on by buy now pay later payments after launching landmark partnerships with payments giant Visa to introduce physical cards. Commerce network Klarna has begun piloting “Klarna Card” which aims to offer consumers greater spending flexibility without the pitfalls of traditional credit cards. The card will use [...]

  • What will stricter buy now pay later regulations mean for Klarna?

    May 20, 2025

    The government is clamping down on the “wild west” of buy now, pay later (BNPL) but this could spark trouble for industry veterans in a competitive sector. The Treasury is set to bring BNPL providers under the supervision of the Financial Conduct Authority, meaning they will have to adhere to the stricter frameworks of the [...]

  • Klarna, Zilch, Clearpay: What does the buy now pay later crackdown mean for UK fintech?

    May 20, 2025

    The Treasury’s regulatory shakeup of buy now pay later services is set to reshape the UK fintech landscape and industry leaders have been left with questions.  The UK government will enact legislation that brings buy now pay later firms under the scrutiny of the Financial Conduct Authority. This means firms such as Klarna and Clearpay [...]

  • Sofas and season tickets: Inside the world of retail finance

    May 16, 2025

    Retailing financing is on the up and as big banks steer away from the market, specialist lenders are cashing in. Fresh research from the finance and leasing association (FLA) showed consumer finance grew by 13 per cent in March 2025, compared to the year prior.  The first quarter of 2025 saw a six per cent [...]

  • The Notebook: If Reeves wants the City onside, she must be clear on her vision

    July 31, 2024

    Where the City’s movers and shakers have their say. Today, it’s Lucy McNulty, editor of the Following the Rules podcast, with the pen, talking Treasury-City relations, buy now, pay later, and her pick of the podcasts The City needs a clear vision The decision by Chancellor Rachel Reeves to create a Treasury unit focused on [...]

  • ‘Heartbroken’: Major buy-now pay-later firm collapses after failing to find a buyer

    June 17, 2024

    Buy-now pay-later firm Laybuy has collapsed into receivership today after efforts to find a rescue buyer failed.

  • Why buy-now pay-later firms are still waiting for regulation three years on

    May 27, 2024

    As officials from the Treasury and Financial Conduct Authority sat down with a buy-now pay-later (BNPL) boss to chat through their impending regulatory clampdown last year, frustration boiled over.

  • Exclusive: Laybuy up for sale after turbulent time on public markets

    April 16, 2024

    Buy-now pay-later firm Laybuy has put itself up for sale and is hunting for potential buyers following a turbulent few years on the public markets, City A.M. can reveal.

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