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Andrew Bailey

  • Bank of England warns pace of rate cuts ‘shrouded in uncertainty’

    June 3, 2025

    The pace of UK interest rate cuts is “shrouded in a lot more uncertainty” due to the “unpredictable” global economic situation, the governor of the Bank of England has said. Andrew Bailey told MPs during a Treasury Committee session that while rates are on a “glide path” downwards the Bank had “genuine concerns” about escalating [...]

  • UBS creates AI tool to monitor interest rate cuts  

    May 21, 2025

    UBS has created an AI model that takes a view on central bank’s hawks and doves when interest rates are set in a bid to cut through the noise of hard-to-read press conferences.  In a new policy paper spanning 38 pages, the Swiss bank revealed that its new tool is adept at “measuring the tone [...]

  • Interest rate cuts would ‘boost growth’, businesses tell Bank of England

    May 15, 2025

    Further interest rate cuts by the Bank of England would get consumers to spend more and boost the economy in the coming months, business leaders have said after UK GDP grew by 0.7 per cent in the first three months of the year.  Economists at the Confederation of British Industry (CBI) and the Institute of [...]

  • Boost for Rachel Reeves as UK economy booms in first quarter

    May 15, 2025

    The UK economy surged by 0.7 per cent in the first three months of the year, official data has shown, suggesting firms boosted production ahead of Rachel Reeves’s tax rises in April and the threat of President Donald Trump’s tariffs.  Fresh data provided by the Office for National Statistics showed that the UK economy grew [...]

  • Bailey: Benefits of UK-US trade deal will depend on other agreements

    May 9, 2025

    Bank of England Governor Andrew Bailey has heralded the trade deal struck between the UK and US as “good news”, but cautioned that the UK’s economic prospects will still depend on agreements the US reaches with other trading partners. Speaking at an event in Reykjavik, Bailey welcomed the partnership announced by Donald Trump and Keir [...]

  • Interest rate cut hopes fade after Bank of England decision

    May 8, 2025

    City investors have lowered expectations of multiple interest rate cuts later in the year after the Bank of England decided to reduce rates to 4.25 per cent.  Prior to the Bank’s decision on Thursday at 12.02 pm, markets priced in around three more cuts this year in predictions that would take interest rates to 3.5 [...]

  • Bank of England interest rates cut ‘nailed on’

    May 8, 2025

    The Bank of England is “nailed on” to cut interest rates later today to 4.25 per cent, investors believe. City of London leaders are anxiously awaiting the Bank’s newest monetary policy decision, which is set to be unveiled at 12.02pm due to a two-minute silence to commemorate Victory in Europe day.  Investment analysts have suggested [...]

  • Interest rates are dropping – is it time to fix your savings?

    May 7, 2025

    The Bank of England has begun cutting interest rates, and with concerns over a global trade war seeping into growth forecasts, it is likely that the rate cuts will continue.  Bank of England Governor Andrew Bailey has confirmed that interest rates are on a declining path, despite inflation stubbornly remaining above the central bank’s target of [...]

  • Mortgage borrowing surges ahead of stamp duty changes

    May 1, 2025

    Net borrowing or mortgages spiked by £9.7bn in March as house buyers looked to clinch deals before higher stamp duty taxes came into effect. Net borrowing levels exceeded £13bn, according to the Bank of England, as the rise compared to February beat market forecasts of £3.2bn.  EY ITEM Club’s Matt Swannell said the surge in [...]

  • Exclusive: Former Bank of England policymaker calls for interest rates to be held amid high inflation

    April 10, 2025

    A former Bank of England rate-setter has suggested that high inflation levels call for interest rates to be held at 4.5 per cent in May. The majority of investors and analysts are expecting the Bank to cut interest rates next month to ease low growth concerns, with up to three more cuts priced in until [...]

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