How the stockmarket returned 80% without moving December 2, 2016 | City Talk Reinvesting dividends is one of the most powerful tools available to an investor to boost returns over time. If you had invested £100 on 30th December 1999 in the FTSE 100, the capital growth would have produced a notional return of £0.97 (by 31/10/16). But on a total return basis, reinvesting all dividends, the £100 [...]
How to prepare your portfolio for inflation December 2, 2016 | City Talk Concerns about inflation were already on the rise. Donald Trump’s victory in the US election has further stoked expectations that price pressure, absent in most Western economies since the financial crisis, may make a return in 2017 and beyond. The basics Inflation is a measure of how fast the prices of goods and services are [...]
A calendar of potential investment shocks on the horizon December 2, 2016 | City Talk The vote for Brexit and the victory of Donald Trump in the US election have been seen by some as an anti-establishment backlash and a vote against the economic status quo. Like Brexit, the implications of Donald Trump’s presidency remain unclear. The market’s response to both events has been to fluctuate wildly. While investing for [...]
The ‘75%’ chance that the Santa Rally exists December 2, 2016 | City Talk Stock markets are more likely to rise in December than any other month, according to analysis of nearly three decades of data. The analysis conducted by Schroders, which covers the world’s largest markets, adds to the debate over the existence of the “Santa Rally”, an alleged effect often dismissed by seasoned investors. Our analysis measured two [...]
Four facts about Fintech Connect 2016 you need to know December 2, 2016 | City Talk Are you a fintech pro? Then you'll know 2016 has been a year that keeps on giving where events are concerned. If you’re going to Fintech Connect Live this week, you’re sure of a big surprise: it promises to be bigger than ever. Why? Because every second you’re there, £634 will be made in fintech in the [...]
City Moves for 2 December 2016 | Who’s switching jobs December 2, 2016 Crowe Clark Whitehill National audit, tax and advisory firm Crowe Clark Whitehill has appointed Jim Gee as head of forensic and counter-fraud services. With more than 25 years’ experience, Jim has worked with clients all over the world in key sectors including healthcare, natural resources and insurance. He joins the firm from PKF Littlejohn. Jim was [...]
It’s good but it ain’t enough: Auto-enrolment numbers are a “tale of two halves” December 1, 2016 Auto-enrolment of workplace pensions is failing key sections of the workforce and needs to be "re-booted", according to industry experts. The department for work and pensions today released its annual report on the country's participation in the initiative, which was an attempt to "address the decline in private pension saving and to help normalise saving". [...]
Annuity rates have surged since the summer providing relief for customers on the hunt for fixed returns December 1, 2016 With annuity rates at rock-bottom levels and the cancelling of plans for a secondary market, it's been a tough year for retirees hoping to secure a decent fixed level of income. However, finally there is some relief as it was revealed annuity rates have jumped by 10.6 per cent since August. On a £50,000 cash [...]
FCA wants customers to shop around for the best bank interest rates and have revealed who gives the best returns on cash December 1, 2016 With interest rates at rock bottom levels we've all become accustomed to the fact we shouldn't expect much of a return from our bank accounts. And today, the UK's financial watchdog named and shamed the banks paying the lowest interest rates on cash savings accounts. Read more: City watchdog warns of asset management "market failure" [...]
Cherie Blair says there’s a “backlash” against women after Hillary Clinton loses US presidential election December 1, 2016 Cherie Blair has said there's a backlash against women in politics. Speaking on BBC's Newsnight, Blair was asked about the so-called "golden moment" where Hillary Clinton, Angela Merkel and Theresa May looked as if they were going to make up three of the G7 leaders at the same time. But Hillary Clinton then lost the US [...]