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Opinion

  • The student loan book is disguising the real size of the national debt

    April 1, 2026

    The market value of the student loan book is approximately £33bn lower than official government accounts suggest. As a result, our national debt is higher than we’re being told – disguised by billions in loans that are much less valuable than they appear, says Sebastian Charleton Britain’s young are the most educated generation in our [...]

  • Is AI slowing your business down?

    April 1, 2026

    Plenty of companies have now completed their AI experimentation stage. It's the need to now commit that's slowing them down.

  • Ukraine is turning West in its economic thinking

    April 1, 2026

    Ukraine and Russia once shared a Soviet system but are now moving in opposite directions. One is becoming more aligned with the economic values of Western democracies; the other remains rooted in a tradition of state control, says Rainer Zitelmann A quiet but consequential shift is underway in Eastern Europe. While geopolitical attention has focused [...]

  • Reeves must listen to supermarkets rather than lecture them

    April 1, 2026

    Supermarkets begin preparing for Christmas at least six months before the anticipated peak of customer demand hits around December 23. Catering for this entirely predictable surge is in itself an astonishing commercial and logistical feat, but a little over six years ago the UK’s supermarkets were in the midst of an unprecedented challenge. As pandemic [...]

  • Monzo and Revolut take banking battle to the playground

    April 1, 2026

    Banks are turning their attention to the younger generation and in this week’s column Samuel Norman takes a look at the money to be made with Gen Alpha. The Tooth Fairy is losing her magic touch. After centuries of cultural dominance in the under-the-pillow money market, the primary dealer of calcium-for-cash faces a hostile takeover.  [...]

  • Britain is still paying a heavy price for Covid lockdowns

    March 31, 2026

    Six years on from the first lockdown, Britain hasn’t returned to its pre-Covid path – instead becoming a high-tax, low-growth less free nation, says Alex Pugh A little over six years ago, 27m people watched UK Prime Minister Boris Johnson tell them to “stay home” to tackle the spread of coronavirus.   Johnson said you should [...]

  • Charging for museums will erode Britain’s soft power

    March 31, 2026

    Ending free museum access would see some of Britain's most coveted institutions fade to irrelevance, writes Benji Wiedemann.

  • UK bond markets are dangerously exposed

    March 31, 2026

    Many of the forces shaping the bond market are beyond any single government’s control. The combination of higher inflation, weaker growth and increased debt issuance is driving a global repricing of sovereign bonds, says Helen Thomas The global bond market is entering an increasingly precarious phase, shaped by the early stages of what looks like [...]

  • On this day: The death of JP Morgan

    March 31, 2026

    Today in 1913, John Pierpoint Morgan died in Rome having saved the United States from financial catastrophe not once but twice, writes Eliot Wilson Today in 1913, in Rome’s Grand Plaza Hotel, a 75-year-old American died in his sleep. He was a big man, 6’2” and heavyset, with sharp, unsettling eyes and a purple, swollen [...]

  • Here’s how to get London building now

    March 31, 2026

    New housebuilding in London has ground to a halt. Urgent effort is needed to cut taxes on new housing, make the regulator more efficient and help first time buyers, says John Dickie As we head towards May’s local elections, London’s acute housing crisis will be one of the most frequent issues raised by voters on [...]

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