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Banking

  • Bank of England weighs pros and cons of central bank digital currencies

    March 12, 2020

    The Bank of England has asked for people’s views on the creation of a central bank digital currency (CBDC) as it weighs the pros and cons of launching its own. Governor Mark Carney said in a discussion paper published today that although “the creation of a CBDC poses a number of opportunities, it could raise [...]

  • HSBC interim chief executive’s pay set to rise to £1.3m

    March 11, 2020

    HSBC has revealed chief executive Noel Quinn will receive a 2.5 per cent pay rise, bringing his total salary to £1.3m, while finance boss Ewen Stevenson’s salary will rise to £741k. Last month, the bank unveiled a radical strategy overhaul alongside its annual results. Under the plans, HSBC will cut 35,000 jobs over the next [...]

  • Budget 2020: Government to tax financial services firms to pay for economic crime fight

    March 11, 2020

    The chancellor said today that the government would bring forward a levy on financial services firms to help pay for the fight against economic crime. It said businesses subject to the money laundering regulations would be subject to the tax which would aim to deliver reforms laid out in the government’s economic crime plan. Businesses [...]

  • How should investors act in a crisis?

    March 11, 2020  |  City Talk

    With markets reeling from the effects of coronavirus, Schroders’ Group CIO, Johanna Kyrklund, highlights what investors should focus on. Coronavirus is the latest threat to market harmony that once again poses a timeless question: how should investors act in a crisis? Whether you’re a fund manager, responsible for billions of pounds of other people’s money, [...]

  • Should the Bank of England consider an emergency interest rate cut in response Covid-19?

    March 11, 2020

    Should the Bank of England consider an emergency interest rate cut in response Covid-19? Vicky Pryce, former joint head of the Government Economic Service and author of It’s the Economy, Stupid, says YES. This is an emergency situation and emergency measures are needed. The Budget needs to focus on providing short-term help, but a joint [...]

  • Treasury to push back target date to sell off RBS stake

    March 10, 2020

    The Treasury is set to push back its target date for selling its stake in the Royal Bank of Scotland (RBS) in the wake of stock market uncertainty. The government is due to announce tomorrow that it will not divest its 62 per cent stake in RBS until 2025. An exit strategy the Treasury published [...]

  • Your road map to the Isa universe: Make the most of your tax-free allowance

    March 10, 2020

    There are just 27 days to go before the tax year ends on 5 April. For savers and investors, that means there are only a few weeks left to make use of their Individual Savings Account (Isa) allowance.  Introduced in 1999, Isas allow people to invest up to £20,000 into savings each tax year, and [...]

  • Oaknorth Bank doubles profits but reports a slowdown in growth

    March 9, 2020

    Oaknorth Bank nearly doubled its profits last year, but reported a slowdown in growth. The five-year-old challenger bank reported a 95 per cent jump in pre tax profit to £65.9m, up from £33.9m in 2018. Oaknorth said it had kickstarted efforts to broaden its customer base outside of its core market of London and the [...]

  • Natwest unveils £5bn coronavirus support package for small businesses

    March 9, 2020

    Natwest today said it will pledge £5bn of funding to support small and medium-sized businesses across the UK amid disruption caused by the coronavirus outbreak. The bank, which recently rebranded from RBS, said the cash injection will mark an extension of its existing growth funding package, which is designed to help companies that have been [...]

  • Financial Conduct Authority ups vetting of senior bankers

    March 9, 2020

    The number of interviews the Financial Conduct Authority (FCA) has held to vet staff proposed for senior roles at financial services firms jumped 27 per cent to 233 in 2018. FCA data provided to employment law firm Fox & Partners showed the number had risen from 183 the previous year. The law firm said the [...]

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