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Banking

  • Swiss bank UBS to settle US charges over volatility-tied compliance failures

    July 19, 2021

    Swiss bank UBS’s brokerage branch is set to dish out $8m to settle charges made by the US’ securities regulator over compliance failures. The compliance issues related to the sales of a volatility-linked, exchange-traded product, the regulator confirmed today. The Swiss bank was charged by the US Securities and Exchange Commission (SEC) for failing to [...]

  • HSBC reopens all branches and offices in England from today

    July 19, 2021

    HSBC said this morning it has reopened all of its bank branches and offices in England today as the government lifts the remainder of Covid-19 restrictions. HSBC will also increase its building capacity to around 50 per cent of staff over the next few months. “I know many colleagues will be hugely excited to get [...]

  • Upsurge in FCA voluntary resignations costs watchdog over £7m

    July 16, 2021

    The cost of the Financial Conduct Authority’s “voluntary resignation programme” has surged to over £7m compared to just £200,000 last year. The watchdog’s figures, published in its annual report for the year to April, showed the jump, in the number of staff who took advantage of its “Mutually Agreed Resignation Scheme” (MARS) in the year [...]

  • ‘Stable-coins’: Japan to join race to regulate digital currency

    July 16, 2021

    Japan is gearing up its efforts to regulate digital currencies internationally, according to reports, as other economic powers race to push out their own, ‘more stable’, tech-based currency. It is a sign that the Japanese government, alongside other G7 states, fear that the growing popularity of digital currency could rattle current financial systems beyond repair, [...]

  • Mounting inflation could trigger early end to BoE’s bond buying

    July 15, 2021

    An external member of the Bank of England’s monetary policy committee has warned that surging inflation could prompt the central bank to end its bond buying programme early. Michael Saunders said in a speech on Thursday: “if activity and inflation indicators remain in line with recent trends… options might include curtailing the current asset purchase [...]

  • Morgan Stanley beats expectations as investment banking income climbs

    July 15, 2021

    US bank Morgan Stanley smashed analysts’ expectations for second quarter earnings and revenue, driven by record levels of capital market activity boosting its investment banking business. Revenue at the banking giant came in at $14.8bn, much higher than the $13.98bn estimate. Earnings per share hit $1.85, topping analysts’ estimates of $1.65. Read more: JPMorgan profits [...]

  • Inflation to soar to four per cent, warns BoE deputy governor

    July 15, 2021

    The deputy governor of the Bank of England has warned that inflation could soar as high as four per cent, double the Bank’s target. Sir Dave Ramsden said in a speech on Wednesday that he “wouldn’t be surprised to see the whole inflation rate potentially rising as high as four per cent for a period [...]

  • UK banks expect a rush of defaults in coming months

    July 15, 2021

    UK banks expect defaults to rise over the coming months as households struggle to service debt taken on to cope with the financial pressures of the Covid crisis, new figures released today reveal. According to the Bank of England’s latest Credit Conditions Survey, banks expect default rates on unsecured lending – or credit card lending [...]

  • FCA outlines plans to spot fraud and ‘poor behaviour’ faster after LCF debacle

    July 15, 2021

    The Financial Conduct Authority (FCA) said this morning it plans to invest £120m in improving its data capabilities over the next three years to crack down on fraud and misconduct. The UK’s financial watchdog outlined plans to overhaul its practices and vowed to be faster at spotting fraud and poor behaviour by banks. These include [...]

  • BlackRock hikes wages by 8 per cent

    July 15, 2021

    BlackRock is set to provide its employees an ‘off-cycle’ salary hike. The world’s largest asset manager plans to boost pay by 8 per cent. “Your initiative, commitment and teamwork helped ensure that through the pandemic we supported our clients,” Chief Executive Officer Larry Fink and President Rob Kapito said. The company is the latest finance giant [...]

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