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Banking

  • Hunt and big banks vow to ease mortgage pain with repossessions grace period

    June 23, 2023

    Mortgage holders will get a 12-month grace period before banks begin repossessions on their homes, Jeremy Hunt has announced, after a crunch meeting with lenders at No11. The Chancellor said ministers were “particularly worried” about people falling behind on payments or having to switch deals at the end of a fixed rate mortgage. He announced [...]

  • US mid-tier banks set to face tighter capital requirements following SVB collapse

    June 22, 2023

    Mid-tier banks in the US are set to face tighter capital rules as regulators respond to the near collapse of the regional banking system earlier this year.  Chair of the Federal Deposit Insurance Commission (FDIC) Martin Grueberg said regulators will seek public comment on “changes to the US capital framework”.  The proposals will come as [...]

  • There may be mortgage pain, but these bankers say rates hikes could boost the City

    June 22, 2023

    Numis says the higher cost of capital could scupper private equity takeovers and boost the IPO market

  • Credit fears send bank shares lower after Bank of England lifts rates by 50bps

    June 22, 2023

    Shares in the UK’s biggest banks today fell after the Bank of England raised interest rates by 50 basis points, heaping more pain onto borrowers. The Bank’s Monetary Policy Committee reverted to a larger rate hike after inflation remained stuck at 8.7 per cent last month. It was the 13th rate hike in a row [...]

  • UK banks to ramp up data sharing in dirty money crackdown

    June 22, 2023

    British banks are gearing up to share more data with their peers on suspected serious economic crime as part of wider efforts to stem dirty money flows into the country from Russia and elsewhere, four sources with knowledge of the matter told Reuters. More than half a dozen banks are in advanced talks with British [...]

  • Andrew Bailey under fire from Government and City analysts ahead of rate hike

    June 22, 2023

    Andrew Bailey and the Bank of England have been criticised for moving too slowly to clamp down on inflation

  • Happening today: All you need to know as the Bank of England set to raise rates again

    June 22, 2023

    The Bank of England is poised to raise interest rates for the 13th time in a row after disappointing inflation figures showed price rises have not eased. The UK’s Consumer Prices Index (CPI) was unchanged in May at a rate of 8.7 per cent , according to the Office for National Statistics. It came in [...]

  • Deutsche Bank’s Numis acquisition a step closer to completion following AGM

    June 21, 2023

    Numis shareholders waved through Deutsche Bank’s takeover offer in its annual general meeting today.  The vote passed through the court meeting with nearly 98 per cent support and secured the approval of over 99.9 per cent of shareholders at the AGM.  The scheme empowers the board to take all necessary actions to complete the deal.  [...]

  • Shadow banks need ‘increased resilience’ to avoid financial stability concerns, Bank of England warns

    June 21, 2023

    The Bank of England’s Lee Foulger warned there needed to be “increased levels of resilience” in the shadow bank space to avoid risks to financial stability.  With increased regulation of the traditional financial sector since the financial crisis, Foulger, a director, financial stability, strategy and risk. said “it is no surprise that over that time [...]

  • Holding top execs to account ‘critical’ to maintaining robust regulation, Bank of England says

    June 21, 2023

    Holding top banking executives to account is a “critical” part of the regulatory regime, a Bank of England official said today, as the central bank consults on the largest changes to its enforcement policies in a decade.  The Bank’s head of enforcement and litigation Oliver Dearie said “the Bank continues to consider individual accountability to [...]

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