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Banking

  • Basel III rules set to have ‘low’ impact on UK banks compared to US, says Bank of England

    December 12, 2023

    International rules on bank capital are set to have a "low" impact on UK lenders, according to new adjustments from the Bank of England, as Wall Street warns the same framework could significantly weaken lenders in the US.

  • UK jobs figures bolster case for interest rate hold but ‘experimental’ unemployment data ‘difficult to trust’, analysts say

    December 12, 2023

    The latest UK jobs data has bolstered the case for the Bank of England to hold interest rates on Thursday, according to analysts, as the labour market shows signs of cooling but inflationary pressures still remain.

  • FSB calls on regulator for support against ‘harsh’ banking practices

    December 11, 2023

    The FSB said lending practices "excessively demand personal guarantees for business loans," which can be a "straitjacket" on business growth.

  • Mortgage lending to keep falling next year after steep drop in 2023

    December 11, 2023

    Mortgage lending is expected to keep falling next year after dropping by more than a quarter in 2023, according to banking trade body UK Finance, as borrowers are squeezed by high interest rates and household finances.

  • Firms work up a risk appetite as they expect rates to fall next year

    December 11, 2023

    Board directors will take more risk and focus on potential acquisition opportunities next year thanks to an expected fall in interest rates and inflation.

  • From branch closures to ‘debanking’ – Which bank faces the highest number of complaints?

    December 10, 2023

    The UK's high street lenders have faced a tsunami of complaints this year from concerns about branch closures to customer service. But which bank faces the most complaints?

  • Santander UK boss calls on Big Tech to reimburse fraud victims

    December 10, 2023

    Santander UK chief executive Mike Reigner has called on social media giants, particularly Meta, to take more responsibility for reimbursing victims of fraud amid a boom in online scams.

  • Meet the UK’s Young Banker of the Year

    December 9, 2023

    The winner, Nick Herd of Sainsbury's Bank, was presented with a £1,000 prize and an additional £1,000 for a charity of his choice.

  • Around 500 jobs at risk at Nationwide in head office shake-up

    December 8, 2023

    Nationwide has said around 500 workers are at risk of redundancy as part of an overhaul of head office operations at the building society.

  • Labour no longer ‘sneering at business’ as it calls in City grandees

    December 8, 2023

    The Labour party has said it is no longer “sneering at business” as it announced 10 new advisers for the City, including the chief of the London Stock Exchange and former chair of the Financial Conduct Authority.

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