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deregulation

  • Bank of England warns of rising global threat as lenders’ capital rules slashed

    December 2, 2025

    The Bank of England has warned of increased global risks to financial stability, even as it slashed rules imposed on UK lenders dictating the amount of capital they must hold. The central bank said “risks to financial stability have increased during 2025”. “Global risks remain elevated and material uncertainty in the global macroeconomic outlook persists,” [...]

  • Banks gear up for boost with loosening of capital rules

    December 1, 2025

    UK banks are gearing up to supercharge the government’s growth agenda with reforms to lenders’ capital requirements set to unlock billions of free cash.  The Bank of England is set to take the chop to rules around capital requirements, as part of a “fresh up” of rules in a six-month review to be published on [...]

  • FCA to regulate ESG ratings providers

    December 1, 2025

    Environmental, Social and Governance (ESG) ratings providers will be policed by the Financial Conduct Authority (FCA) under plans published by the watchdog citing concerns of conflicts of interest and a lack of transparency in the burgeoning industry. In what promises to be the most radical overhaul of sustainable finance regulation in UK history, the City’s [...]

  • City watchdogs balloon despite deregulation drive

    November 18, 2025

    Calls for the Chancellor to accelerate her City-wide deregulation push grew on Monday after freshly obtained figures revealed headcount at financial regulators has ballooned by over 50 per cent in the past decade. According to data shared exclusively with City AM, nearly 4,500 more staff work at the City’s five largest regulators than did 10 [...]

  • AI-powered regtech lands £2.1m to help banks dodge FCA fines

    November 13, 2025

    An AI-powered regulation tech firm has landed £2.1m in funding to help banks avoid getting fines from the City watchdog. Adclear, which uses software to ensure lenders’ books are in order, has capped off a funding round which has included backing from Clearscore founder Dan Cobley and Coinbase’s UK managing director Keith Grose. With Adclear’s [...]

  • Andrew Griffith: ‘Tell us which City rules to slash’

    November 10, 2025

    Look at a UK companies’ annual report today and you will find a lengthy tome more likely to resemble a doorstop than something to provoke interest or excitement from investors.  Much of this is the result of a vast expansion of corporate reporting requirements placed on businesses, starting with Labour’s Companies Act 2006 and pursued [...]

  • Rachel Reeves’ banking reforms ‘unlikely to be transformative’

    November 3, 2025

    Rachel Reeves’ financial services growth mission faces a major blow with top City voices warning her regulatory reforms won’t be transformative. The Chancellor unveiled her Leeds Reform package intended to “rewire the financial services industry” in July this year. Whilst the moves were cheered by industry bigwigs, analysts have raised concerns the changes will fail [...]

  • Complaints to banks ombudsman fall after Treasury clamp down

    October 29, 2025

    Complaints to the banking ombudsman have tumbled in the three months to September 2025 after the Treasury launched its own clamp down. The Financial Ombudsman Service (FOS) recorded 46,300 complaints in the quarter, down from 73,700 in the same period last year. In the three months to June, 68,000 complaints were recorded. The fall followed [...]

  • Labour’s payments regulation overhaul more ‘reshuffle than reform’

    October 28, 2025

    The Labour government’s plan for a payments system revolution has fallen flat, a top trade body has warned, despite the Treasury’s promise of an “ambitious rethink” of regulatory structure. Chancellor Rachel Reeves unveiled her National Payments Vision (NPV) in her 2024 Mansion House address where she said the plan would include “decisive action to progress [...]

  • Labour to use tech to ‘shock’ UK economy into growth

    October 27, 2025

    The UK’s Labour government is positioning deregulation and AI adoption as two key levers used to address its inherited ‘growth emergency’. Peter Kyle, business secretary and former tech secretary, recently doubled down on this strategy, articulating the dire need for the UK to aggressively “innovate its way out” of a low-growth cycle. “I’ve never known [...]

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