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deregulation

  • Exclusive: Lloyds and Barclays bleed millions in complaint fees

    Banking

    Lloyds and Barclays were among top UK banking giants paying millions to the Financial Ombudsman Service (FOS) in administrative fees in the last year. The banking industry’s ‘Big Six’ – Barclays, HSBC, Lloyds Banking Group, Natwest, Santander and Nationwide – paid the FOS a combined £38.8m in admin fees for the year ending March 31. [...]

  • Ring-fencing row puts Reeves in midst of Bank of England and City

    Banking

    Rachel Reeves has found herself in the crosshairs of City chiefs and the Bank of England as she weighs whether to scrap ring-fencing rules. The Chancellor is facing pressure to rip up the rules imposed on British lenders after top banking chiefs branded the system “redundant”. Reeves said she is “open-minded” to ditching the 15-year-old [...]

  • City regulators’ growth mandate ‘pointless’ without major reform

    Business

    The “entrenched culture of risk aversion” at the City’s two flagship regulators has stymied meaningful progress on their mandates to aid economic growth, a House of Lords report has argued, despite persistent pressure from Westminster for them to boost UK competitiveness. In a withering assessment of the efforts made by the Financial Conduct Authority (FCA) [...]

  • Exclusive: Nikhil Rathi’s FCA is ready to go on the offensive

    June 10, 2025

    Nikhil Rathi’s first five-year term at the helm of the FCA was dominated by difficult situations – most beyond his control, some firmly in it. But after being reappointed by Rachel Reeves in April, and with the added pressure of a new growth mandate from government, he outlines to Ali Lyon what he hopes his [...]

  • A Wise storm has rocked the London Stock Exchange’s fintech dream

    June 6, 2025

    Hopes of a fintech-powered City markets revival may have been crushed on Thursday after money transfer firm Wise ditched its primary listing. The embattled London Stock Exchange was dealt its latest blow as the UK fintech opted for a dual listing across the Atlantic but with the US acting as its primary base.  It’s no [...]

  • ‘Stewardship shouldn’t feel like box-ticking’ – FRC chief

    June 3, 2025

    FRC chief executive exclusively shared with City AM his main focus of overhauling its key City code was "reducing the reporting burden"

  • London slips from top smart centre spot

    May 28, 2025

    London has lost its place as the world’s top hub for science and tech innovation after a sobering report warned of the City’s slipping global status. The UK’s capital fell behind San Francisco and Zurich which stormed ahead with a gain of 16 and 6 points respectively. Meanwhile, London’s rating shed three points as it [...]

  • Five policies the Chancellor hopes will fire up the economy

    January 31, 2025

    Chancellor Rachel Reeves committed to going "further and faster" on kickstarting economic growth.

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