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student debt

  • The student loan rip-off is hitting women hardest

    Opinion

    Women already earn and save materially less than men – and a student loan system that, were it nay other credit product would amount to mis-selling, is making it worse, says Gina Miller Britain’s student loan system is one of the most quietly distortionary fiscal instruments on the statute book. It applies a nine per [...]

    Woman using AI tools to manage student loan repayments on a laptop, highlighting financial technology and education financ...
  • Interest rate on student loans to be capped 

    Education

    Interest on student loans will be capped, in an attempt from the government to draw a line under a political row which has engulfed Westminster.  Labour has announced that maximum interest rates on Plan 2 and Plan 3 student loans will not rise beyond six per cent from the next academic year starting in September.  [...]

    Oxford University spinouts showcasing innovation and entrepreneurship in a business setting
  • Graduates are the canary in the coalmine for a failing welfare system

    Opinion

    The welfare state is a Ponzi scheme that’s dependent on an ever shrinking cohort of taxpayers, says Anne Strickland Discussion about student loan unfairness has dominated the headlines over the last month, after a freeze in the repayment thresholds led to a backlash about the student loan system in general. With fiscal drag pulling more [...]

    Student debt has grown eye-watering amounts pushing some grads to breaking point
  • Cancel student debt in exchange for first time buyer equity, housebuilders urge government

    March 24, 2026

    Cash-strapped graduates struggling to get on the property ladder should have their debt written off in exchange for giving over a stake of their first home to the government, a new report has urged. The report, backed by more than 50 housing sector bodies including top housebuilders Vistry and Barratt Redrow, proposes offering a discount [...]

  • The Debate: Should student loan debt be forgiven?

    February 4, 2026

    Student loans are under the spotlight, with those who took out plans between 2012 and 2023 feeling the bite. Should student debt (or some of it) be forgiven?

  • Graduate crisis proves British universities are no longer fit for purpose

    January 28, 2026

    It's time to accept that a substantial proportion of British universities are simply not fit for purpose, writes Paul Ormerod.

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