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student debt

  • Grandparents fund university degrees to avoid inheritance tax net

    Personal Finance

    Wealthy grandparents are choosing to fund their grandchildren’s university education over leaving a large inheritance as they look to avoid the shake up to the tax system. The bank of grandma and grandad has played a greater role within UK families in recent years, as parents continue to be squeezed by rising costs.  In particular, [...]

    GettyImages 452181854 showing a business conference with diverse professionals engaged in a panel discussion.
  • Stop peer pressuring young people into the student debt swindle

    Opinion

    One in four graduates will end up worse off than they would have been had they not gone to university, but that’s not just down to imperfect information, it’s down to expectations that need to change, says Paul Ormerod The holiday season is now in full swing. Relaxation for most, but in many households tensions [...]

    UK university graduate in cap and gown holding diploma at a campus ceremony, celebrating academic achievement and success
  • Starmer weighs cut to EU student fees in bid for Brexit reset

    Politics

    Keir Starmer is considering cutting university fees for European students as part of a broader package designed to deepen Britain’s economic ties with the EU, in what could become one of the most politically sensitive concessions of his post-Brexit reset. Ministers are weighing whether to lower tuition costs for EU students attending British universities as [...]

    Prime Minister Keir Starmer speaks at a press conference addressing future leadership rumours, wearing a navy suit and tie.
  • The student loan rip-off is hitting women hardest

    April 24, 2026

    Women already earn and save materially less than men – and a student loan system that, were it nay other credit product would amount to mis-selling, is making it worse, says Gina Miller Britain’s student loan system is one of the most quietly distortionary fiscal instruments on the statute book. It applies a nine per [...]

  • Interest rate on student loans to be capped 

    April 7, 2026

    Interest on student loans will be capped, in an attempt from the government to draw a line under a political row which has engulfed Westminster.  Labour has announced that maximum interest rates on Plan 2 and Plan 3 student loans will not rise beyond six per cent from the next academic year starting in September.  [...]

  • Graduates are the canary in the coalmine for a failing welfare system

    April 7, 2026

    The welfare state is a Ponzi scheme that’s dependent on an ever shrinking cohort of taxpayers, says Anne Strickland Discussion about student loan unfairness has dominated the headlines over the last month, after a freeze in the repayment thresholds led to a backlash about the student loan system in general. With fiscal drag pulling more [...]

  • Cancel student debt in exchange for first time buyer equity, housebuilders urge government

    March 24, 2026

    Cash-strapped graduates struggling to get on the property ladder should have their debt written off in exchange for giving over a stake of their first home to the government, a new report has urged. The report, backed by more than 50 housing sector bodies including top housebuilders Vistry and Barratt Redrow, proposes offering a discount [...]

  • The Debate: Should student loan debt be forgiven?

    February 4, 2026

    Student loans are under the spotlight, with those who took out plans between 2012 and 2023 feeling the bite. Should student debt (or some of it) be forgiven?

  • Graduate crisis proves British universities are no longer fit for purpose

    January 28, 2026

    It's time to accept that a substantial proportion of British universities are simply not fit for purpose, writes Paul Ormerod.

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