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Alternative finance

  • Caught in the act: Why Facewatch has turned to crowdfunding

    April 1, 2015

    I have always wanted to raise investment through crowdfunding, because so much of what my company Facewatch does is based around empowering individuals to help themselves and others to reduce crime. That’s why we want to encourage lots of ordinary people to share in what we believe is going to be a great British success [...]

  • Forget the media darling equity: Debt is the biggest area of UK crowdfunding

    March 31, 2015

    City A.M. published an article last week entitled Crowdfunding: A brief history. It acknowledged that there are four types of crowdfunding – donation, rewards-based, debt and equity – and yet the entire piece focused on equity crowdfunding. At the end of last year, Cambridge University and Nesta released a report called Understanding Alternative Finance. It [...]

  • Crowdfunding: A brief history

    March 26, 2015

    It’s transforming the prospects of small businesses, but it’s still early days for crowdfunding in the UK. By the middle of this month, the Scottish National Party had raised nearly £35,000 on crowdfunding website Crowdfunder. It’s not the only party to turn to crowdfunding to bankroll its General Election campaign – over the past three [...]

  • Private equity owner HgCapital sells spread betting giant Sporting Index

    March 23, 2015

    Sporting Index, which has around 80 per cent of the spread betting market, was yesterday sold to an unnamed private investor. Private equity owners HgCapital bought the company for £76m from Duke Street Capital in 2005 and had decided to put it up for sale following the 2014 World Cup. Yesterday it agreed the deal, [...]

  • Let’s get ethical: Abundance’s Bruce Davis on what crowdfunding is offering investors with a conscience

    March 18, 2015

    Are we becoming more ethically aware when making investments? According to recent research conducted for Triodos Bank, more than one in 10 Brits say that they plan to remove any investments they hold involving fossil fuels over the next 12 months. And among 18 to 34-year olds, the proportion rises to 40 per cent. But [...]

  • Alternative lending deals rocket 43 per cent amid M&A flurry

    March 14, 2015

    Non-bank lending jumped last year, with 195 deals in the UK and Europe, up 43 per cent from a year earlier. Mergers and acquisitions activity drove around 51 per cent of the deals, overtaking refinancing, when considering deals since the tracker began at end of 2012. "With increased confidence in the markets and wider funding options, we [...]

  • Peer-to-peer needs its own Lending Isa: Anything else would fail consumers

    March 12, 2015

    Politicians usually make decisions knowing that they can’t please all of the people all of the time. The Peer-to-Peer Finance Association’s recent survey of over 4,500 peer-to-peer (P2P) lending customers comes close to disproving that. Over 95 per cent of respondents support the chancellor’s commitment to include P2P lending within the Isa wrapper. It’s a [...]

  • Diary of a Crowdfunder: Crowdfunding the medicines of the future

    March 11, 2015

    Venomtech’s Steve Trim explains why he’s looking to raise £350,000 on SyndicateRoom. While working as a drug discovery scientist at a pharmaceutical company in 2009, an idea was brewing in my mind concerning a problem I was facing. The problem was how to make new drugs to cure pain which had fewer side-effects and worked [...]

  • Private equity executive Randy Work ordered to make £72m divorce payout to ex-wife Mandy Gray by top London court

    March 10, 2015

    A former private equity exec has been ordered to pay his ex-wife £72m – much more than he'd been offering. Randy Work, a former exec at Lone Star, said his estranged wife Mandy Gray should receive just £5m ($7.5m) of his wealth. He said his £150m ($225m) pot was protected by a post-nuptial agreement originally signed in Texas. [...]

  • Born in a barn, peer-to-peer lender Zopa is about to break £1bn in loans

    March 7, 2015

    Peer-to-peer (P2P) is all the rage, with companies like TransferWise now all but household names and the descriptively named Lending Club, the largest US P2P company, recently becoming the first to IPO.   What isn’t so well known is that Zopa, one of the peer-to-peer innovators, was founded in a barn, helping to spawn an [...]

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