Why ultra-modern P2P lenders are starting to look like old-style building societies April 3, 2014 Peer to peer lenders are getting big. And as they grow, they are pushed into a new way of doing business – a way of doing business that looks increasingly like banks and building societies. P2P lenders have boomed since the crisis, as banks cut back lending and savers looked for a better return on [...]
Under the bonnet of peer-to-peer returns February 25, 2014 Whether democratic finance or risky product, the market for P2P investments is becoming increasingly diverse The peer-to-peer lending debate tends to be dominated by extremes. On one side, we hear claims that direct lending platforms are at the forefront of a radical democratisation of finance, cutting out the “middle man” of traditional banking altogether. To [...]