The NHS is unsustainable in its current form, but the remedy is reform rather than more money alone. This was the conclusion of the landmark report by Simon Stevens, chief executive of NHS England, late last year.
Rob Harbron is managing economist at the Centre for Economics and Business Research, says Yes
Football is a funny old game, and a funny old business too.
The General Election looms large at the start of this New Year. For practical reasons, business prizes stability and places a premium on calm trading conditions, as major changes in policy have an unsettling effect on potential investors.
Friday 19 December 2014 was a happy day for many Londoners, marking their last in the office before Christmas. Yet amid all the festivities, you’d have been forgiven for missing something equally joyous.
Christopher Costelloe is director of the Victorian Society, says Yes
David Cameron’s decision not to attend the launch of a key spending review into Labour’s election pledges this morning speaks volumes about the type of campaign he plans to run.
AS MANY workers return to their offices today after a well-deserved break, attention turns to the economic challenges that we are going to face in 2015.
IF 2014 was the year that UK businesses regained a spring in their step, 2015 is likely to be the one in which companies consolidate the momentum built up over the past 12 months, with scope to grow further and take hold of new opportunities.
Sadiq Khan MP is shadow justice secretary and London minister, says Yes.
Deloitte’s chief economist, poses some of the trickiest questions of the year. How many can you get right? Answers are at the bottom.
The amazing story of Dominique Harrison-Bentzen must be one of the most heart-warming of the year. Late one night, having lost her bank card, the 22-year old student was offered £3 for a taxi by a homeless man concerned for her safety.
Kate Andrews works at the Adam Smith Institute, says Yes
When I started my political risk firm in 2006, about one-third of my opening pitch was simply arguing that political risk matters to often highly-sceptical executives, who wondered why they were wasting their time talking about Middle East politic
The City can feel incredibly quiet at this time of year. We see nowhere near the usual number of daily commuters heading in and out of the Square Mile, as people set off early on their well-deserved Christmas break.
As London's population soars towards the 9m mark, it’s vital that we take every step we can to deliver the jobs and homes our growing city needs.
Laith Khalaf is senior analyst at Hargreaves Lansdown, says Yes.
  It's a funny thing about Santa Claus: he knows whether you’ve been bad or good, but you still have to tell him what you want to see under the tree.  
AS 2014 draws to a close, we’re all starting to think about what 2015 will bring. Will the economy soar or slump? Will we have an inconclusive general election? Will oil prices sag even further downwards?
THE CRUCIAL free trade agreement currently being negotiated between the US and the EU (colloquially known as “TTIP”) has become the focus of much public scrutiny – even hostility – in recent months.
HUNDREDS of thousands of Londoners will work extra hours this Christmas in difficult and low paid jobs so they can send money to relatives living abroad. Remittances like these now outstrip the amount sent in donor aid to sub-Saharan Africa.
Steen Jakobsen, chief economist at Saxo Bank, says Yes. Russia’s citizens have been here before – they know the drill.
AS WE take a moment to look back on 2014, there is one aspect of the economy that has underperformed – UK exports. Recent forecasts predict that British exports will be down on last year, having a tangible impact on overall economic growth.
AS THE seventh anniversary of the start of the economic crisis approaches, and as the end of 2014 draws near, it is an appropriate moment to take stock. How far have we come over the past few years, and what lessons can we draw from it?
IN A global economy, disaster can spread as easily as it strikes. The world is watching as news from Russia looks increasingly bleak, with potential implications for other regions.
Adrian Lowcock, head of investing at Axa Wealth, says Yes.
THE CHRISTMAS period is always one of great stress and pressure for the delivery sector.
One hundred years ago today, President Woodrow Wilson approved the Harrison Narcotics Tax Act, the US’s first national legislation designed to control the manufacture, import and supply of opium and cocaine.
I ENTERED the Irish diplomatic service in 1978, just five years after the UK and Ireland joined the then European Community in 1973.
LONDON’s greatest strength is its ability to constantly regenerate. But amid unprecedented levels of development, we must be wary of leaving local communities behind.
VLADIMIR Putin is surely receiving his long-awaited comeuppance, as his country struggles to deal with a full-blown currency rout, driven by plunging oil prices.
Samuel Tombs, UK economist at Capital Economics, says Yes. Low inflation is unlikely to be just for Christmas.
OUR WORLD is full of third parties – the people and organisations that regulate and manage our interactions. The financial world is particularly replete: conduct authorities, prudential bodies, central banks.
THE RECENT announcement that the projected cost of Crossrail 2 has risen to £27bn should be cause for deep concern within the Treasury.
With the Bank of England releasing the results of its stress tests today, banks’ financial strength is still a major concern for markets, regulators and policymakers.
Stephen Palmer, managing director at TV Village, says Yes. It is important to note that this is not Amazon’s fault – it’s down to the third-party repricing software, RepricerExpress.
THERE ought to be a special circle of hell reserved for my colleagues – sadly a majority – who work so extra hard to never say much of anything.
IN RECENT years, the UK has traded more with Ireland than all of the Bric nations (Brazil, Russia, India and China) put together. That fact has been rolled out regularly by our politicians over the past few years.
THE SCALE of technological advance over the last two decades has been staggering, and it looks set to continue.
Good news: 2014 has been the year of the selfie, according to Twitter.
LENDING Club’s chief executive Renaud Laplanche has good reason to be upbeat today.
The UK has always been at the forefront of financial innovation, and we continue to lead the way today. This year, we became the first Western country to issue sukuk sovereign bonds.
It’s the season to be jolly, and the capital’s workers are flocking to celebrity-packed carol services, helping to swell the coffers of deserving charities.
Yesterday, the Bank of England’s Monetary Policy Committee (MPC) announced a wide-ranging package of reforms to its meetings, processes and communications. The objective is sound – to enhance accountability and transparency.
Chris Leslie, shadow chief secretary to the Treasury, says Yes.
John Griffith-Jones, the chair­man of the FCA, said last night that the regulator’s botched briefing to one media organ­isation, which went disastrously wrong and resulted in causing mayhem on the stock market last March, was well-intended.