(Laura Lean/City A.M.)
Gross mortgage lending totalled an estimated £17bn in December, according to data from the Council of Mortgage Lenders.
That's on par with November's total, yet 49 per cent greater than the level seen in December 2012 of £11.4bn.
Council of Mortgage Lenders chief economist Bob Pannell says that level was "stronger than we expected in the closing months of 2013, but lenders expect little if any boost to borrower demand this quarter."
Gross fourth quarter lending of £52bn is the highest lending amount by quarter since the third quarter of 2008.