The rainfall on Saturday was equal to a whole month’s normal rainfall, weather experts said.
Insurance companies have been trying to provide immediate services to their costumers, which depend on the seriousness of the damage caused. Tarling said it was impossible to estimate the cost of the damage until people were able to move into their homes again as the properties needed to be completely dried out.
Insurance premiums increased by about 10 per cent when the most expensive weather-related UK event took place five years ago, which cost the insurance industry about £3bn.
Insurance premiums are not expected to rise after this year’s flooding.
More than 500 properties in Lancashire and West Yorkshire have been damaged by the flooding.