<strong>NGUS MACLENNAN </strong>ANGMAC LTD<br />&ldquo;I was caught up in the middle of the banking crisis when it happened, working for a bank. Since then, the pace of City life has certainly slowed down. That&rsquo;s not necessarily a bad thing, though. <br /><br />It was somewhat overheated before Lehman fell.&rdquo;<br /><br /><strong>G BERTOLA </strong>AVIVA INSURANCE UNDERWRITER<br />&ldquo;I was on holiday at the time, and came back to a huge shock. It has affected everyone, but I don&rsquo;t think I realised the magnitude of the situation at the time.<br />It will be years before things return to normal &ndash; if at all. It was a catalyst for the entire crisis.&rdquo;<br /><br /><strong>RICHARD HILL </strong>EAST MIDLANDS CONSULTING LTD<br />&ldquo;I was on a beach in Morocco when Lehman fell, and was informed by email.<br /><br />I&rsquo;ve not been hit directly by its demise, but it was a massive event. It has opened people&rsquo;s eyes to the issue of regulation. It wasn&rsquo;t the first to go &ndash; but it was the highest profile.&rdquo;<br /><strong><br />OWEN FRANKISH </strong> EQUITY DEALER<br />&ldquo;I can&rsquo;t actually remember exactly where I was when I was told, but I was working in the City. The collapse hasn&rsquo;t affected me directly &ndash; I&rsquo;m still employed &ndash; but there is certainly less faith in the market. Things are much quieter.&rdquo;<br /><br /><br /><br />