Zopa is partnering with a building society to offer its loans as it seeks to add more borrowers to the platform.
The online peer-to-peer lender will provide loans at 11 bricks-and-mortar branches of Saffron Building Society across Hertfordshire, Essex and Suffolk, as well as online.
"The partnership is exciting for us as it brings together two customer-led businesses, as we continue on our mission of making money simple and fair for customers," said Zopa chief executive Jaidev Janardana.
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It comes as the innovative lender looks to address the imbalance between borrowers on the platform and lenders, who are attracted favourable returns at a time of low interest rates. It is currently closed to new lenders but hopes to reopen to new investors by the end of the year.
Zopa is also preparing to launch a challenger bank, raising £32m from investors over the summer and gaining full approval as a p2p lender by the City watchdog to pave the way for the launch of an Innovative Finance Isa.