Would you rather be a celebrity or an accountant? People in these jobs pay the highest (and lowest) car insurance

 
Oliver Gill
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Car insurance can be quite pricey if you appear on the telly a lot (Source: Getty)

Ever wondered why you have to tell your car insurer what it is you do for a living? Well, it makes quite a difference to how much you pay for your annual premium. Especially if you are a celebrity.

Yes, your chosen career path can make a huge difference in how much you pay each year – double the amount to be precise.

Sergei, Oleg, Aleksandr and the rest of the gang from comparethemarket have crunched the numbers so you can see exactly the effect of what you do for a living has on your car premiums.

Analysis of 100 professions, keeping all risk factors the same, shows one more price of fame. And if the costliest job outside of celebrity status... being a taxi driver.

Read more: Government blasted for surge in motor insurance costs

Top 5 Most Expensive Car Premiums By Profession

Rank Profession Car insurance quote
1 Entertainer £1,408.61
2 Sportsperson £1,408.61
3 DJ £1,151.86
4 Taxi driver £1,105.97
5 Chef £1,084.16

Accountants may have a reputation for not being the most exuberant of people, but it seems to pay off when it comes to car insurance. Astronomers, police officers and fire fighters all pay less than politicians, who don't feature in either the top or bottom five rankings.

Top 5 Least Expensive Car Insurance Premiums By Profession

Rank Profession Car insurance quote
1 Accountant £706.72
2 Ambulance driver £738.08
3 Judge £738.08
4 Queens council £748.08
5 Paramedic £748.16

The characters from Meerkovo couldn't be reached for comment, however Comparethemarket director of insurance Simon McCulloch explained how job titles can make a difference.

He said:

Insurers use a complex algorithms to determine an individual’s premium, with profession making a big impact on the annual cost of an individual’s car insurance.

"An assumption on the time of day a professional is likely to be on the road, plus the number of hours behind the wheel, may be taken into consideration, in addition to the insurer’s claims experience with each job category."

Read more: Business hit with "stifling" increases in insurance premium taxes

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