Many Brits who splash out over home improvement works are at risk of invalidating their insurance policy

Courtney Goldsmith
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A room's bathroom in the newly-restored
New bathroom renovations are popular among Brits (Source: Getty)

Britons are spending big on home improvement works without telling their insurance provider, putting them at risk of invalidating their policy, a new report suggests.

New research by comparison site GoCompare said 43 per cent of UK homeowners have carried out major work on their property in the last five years, but 41 per cent of those have not informed their insurer of the changes made.

Most homeowners splashed out on a new bathroom (39 per cent), but other popular renovation projects were fitting a new kitchen (38 per cent) and installing a new boiler or central heating system (34 per cent).

Insurers only need to be informed about major building or renovation work, said Matt Sanders, home insurance spokesperson for GoCompare. "Otherwise you could risk invalidating your policy," he added.

"Another important thing to note is that most home insurance policies don’t cover tradesmen or their work, so you should always check that they have their own insurance in place."

Read more: Insurance firms set for shopping spree in bid to spend surplus capital

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