The risk of being targeted by financial scammers is growing, with recent crime stats showing fraud is now the most common form of crime experienced in the UK.
But you're not alone if you've been a target - NatWest has revealed that almost 7,000 of its customers have been.
"We know scammers can be convincing and they work round the clock to persuade their victims to part with money," said chief executive of personal and business banking at NatWest Les Matheson.
"We have hundreds of people working 24/7 to detect and stop fraud, but it's very important that, as individuals and businesses, we know how to protect ourselves."
And to help consumers be more aware about how they might be left out of pocket, the bank has crunched the numbers to find the most common ways scammers are targeting people.
1. Goods not received
Pay for something online, wait for it to arrive. Simple shopping at the click of a button is what made many a company successful (hello Amazon). But, it doesn't always work out that way.
The items bought not turning up accounted for one in three scams against NatWest customers. The bank warned always check item descriptions and read websites' dispute resolution policy
2. Advance fee fraud
Scammers ask for money up front for something, or in advance.
3. Spoof payments request
Fraudsters imitate someone senior within a company, or a client of a company and ask for payment or funds directly.
4. Invoice fraud
In a similar vein, the scammer can send an invoice for goods or services which are fake but look very real, pretending to be from a trusted partner or client and giving new account information.
5. Holiday scam
Like with goods or services not being received, only quite a lot worse because you've already turned up at the airport. This most likely happens to those who book online, later finding out the holiday isn't real. As in point one, check descriptions and use reputable websites with a clear resolution policy.