The proportion of would-be homeowners getting a helping hand from the bank of mum and dad has reached a historic high, according to a government report.
Research from the Social Mobility Commission has said home ownership is in "freefall among young families" and that people who cannot get help from their parents will remain disadvantaged for years to come.
More than a third (34.1 per cent) of first time buyers received help from parents to get on the housing ladder in 2013-14, the highest proportion ever. Just three years earlier, a fifth (20.2 per cent) were given help.
And, the report said that parents will keep helping their offspring in the property market for some time.
"Aspiring first-time buyers for whom family help is unavailable will most likely remain disadvantaged, even more so if their parents fall into the least educationally qualified category," the report said.
"Going forward, the gap will almost certainly be maintained between those in the UK who can acquire that most significant of financial assets, the family home, and those who cannot."
In 1990, thirty-nine per cent of 20-24 year olds bought their own home, a figure that dropped to just 10 per cent in 2015, as house prices across the UK have climbed steadily.