This is part 4 of 4, in alphabetical order.
The most influential fintech leaders in 2016, R to Z
Ricardo Martin Manjon, head of digital banking, Nordea
Nordea is one of the largest banks in Europe, where Ricardo is passionate about innovating, creating new models, concepts, strategies (most of them related to the financial world) and bringing them into life.
Richard Eldridge, CEO & co-founder, Lenddo
Richard is the co-founder and CEO of Singapore-based Lenddo, a world leader in identity authentication and scoring technology using non-traditional data.
Rob Bernshteyn, CEO & chairman, Coupa Software
Coupa is the leader in cloud based spend management software for the enterprise, ranked #1 by Forrester and Gartner and Rob has led its growth since 2009.
Rob Frohwein, CEO & Co-founder, Kabbage
Rob founded Kabbage which has since funded more than $1.5 billion in loans through its platform and strategic global partnerships.
Rod Drury, CEO, Xero
Rod is CEO of Xero, the leading international cloud accounting solution for small business that he also founded in 2006.
Ron Shevlin, director of research, Cornerstone Advisors
Ron is the author of Smarter Bank: Why Money Management is More Important than Money Movement. He was recently ranked #2 on Bank Innovation’s list of 30 Innovators to Watch.
Ryan Caldwell, CEO & founder, MX Technologies
Ryan founded MX Technologies (also known as MoneyDesktop) in 2010 and has since raised $50m in funding to fuel its growth. The business now partners with over 600 financial institutions to help them deliver next generation banking applications and solutions.
Ryan Williams, CEO & co-founder, CADRE
Ryan is the CEO and co-founder of Cadre, a revolutionary company creating a more efficient economy and investment platform for the world’s most impactful buyers and sellers.
Sam Maule, director of digital & fintech, NTT Data Americas
Sam leads NTT Data Consulting's Digital and FinTech practice focused primarily on the financial services and insurance space. He is regularly recognised as a one of the leaders shaping the future of banking and as a strong personality within the global fintech ecosystem.
Samir Desai, CEO & co-founder, Funding Circle
Samir founded the P2P lending marketplace Funding Circle in 2009 and it has since become one of the darlings of the UK tech scene and a global fintech powerhouse.
Scott Sanborn, president & CEO, Lending Club
Scott has taken on the role of repairing Lending Club's image and business in the wake of its loan scandal earlier this year. He has been with the P2P loans company since 2010, most recently as president and COO.
Sebastian Siemiatkowski, CEO, Klarna
Sebastian is co-founder and CEO of Klarna, one of Europe’s main providers of payment solutions for e-commerce and one of Europe's growing list of tech unicorns.
Shengqiang Chen, CEO, JD Finance
JD Finance is the financial subsidiary of the Chinese e-commerce giant JD.com and Shengqiang is the subsidiary's CEO. It raised a whopping $1 billion in January 2016 in an attempt to compete with the financial affiliates of its rivals, Alibaba and Tencent.
Spiros Margaris, founder, Margaris Advisory
Through his advisory boutique, Margaris Advisory, Sprios assists both fintech startups and larger financial institutions strategically. In July 2016, Onalytica ranked him #1 in its list of the top 100 fintech influencers and brands.
Stephen Kelly, CEO, The Sage Group plc
Sage is one of only two tech stocks on the FTSE 100 and Stephen is its CEO. In 2015 - his first full year in charge - it made sales of £1.44bn, up 10% on 2014.
Steve Ellis, EVP head of the innovation group, Wells Fargo
Steve is executive vice president and heads up Wells Fargo's innovation group, an enterprise-wide organisation focused on delivery of next-generation customer-inspired technologies, products, and services. He is also a board member of First Graduate, a non-profit focused on helping young adults become the first members of their families to graduate from college.
Stu Taylor, CEO, Algomi
Algomi is one of the fastest growing businesses in global fintech and Stu is consistently recognized as one of the leaders in his field, most recently by Dow Jones in 2016.
Tien Tzuo, CEO & founder, Zuora
Tien has established himself and Zuora as one of the leaders in the global SaaS industry, powering many of the most renowned subscription businesses' complex billing structures.
Todd Bradley, CEO, Mozido
Mozido, which is a provider of white-label mobile-payment systems, named Todd Bradley as its CEO in October 2015. The company has raised over $300m at a valuation of over $1 billion.
Tom Blomfield, CEO, Monzo Bank
In the form of Monzo (formerly Mondo), Tom is attempting to build a bank as smart as your phone for people who live on their mobiles. As of August 2016, £20m had been spent through its service.
Valentin Stalf, CEO & co-founder, N26
Formerly head of sales at Paymill, Valentin founded Berlin-based NUMBER26 to create the bank account of the future. It has since received backing from notable investors to include Peter Thiel's fund, Valar Ventures.
Vijay Sharma, CEO & founder, One97
Vijay is the founder & CEO of One97 - one of India’s fastest growing mobile Internet & mobile commerce companies. He also invests in early stage mobile Internet startups from his company’s One97 Mobility Fund.
Yoni Assia, CEO & founder, eToro
Yoni is the founder & CEO of eToro, the world’s largest social investment network.