The Autumn Statement was lighter on personal finance initiatives than it has traditionally been - but that doesn't mean it had nothing to offer.
For pensioners, without a doubt the most important thing was that the pensions triple lock - which guarantees pensions will rise at least 2.5 per cent a year - has been saved.
And savers will also be happy - they've been handed an investment bond which will pay out 2.2 per cent a year on deposits of up to £3,000.
But the chancellor giveth, and the chancellor taketh away. Now landlords are being forced to shell out for letting fees, taking the onus off tenants.
And salary sacrifice schemes are also being ditched. Well, sort of.